Temporary Health Insurance
Temporary Health Insurance, or sometimes called short term health insurance, is designed and intended for individuals who are temporarily without health insurance coverage (i.e. in between jobs, new college graduate, waiting to be enrolled in an individual health insurance policy etc.)
Typically temporary health insurance policies have a term of between 30-180 days but can be as high as 12months.
Temporary health insurance policies are generally non-renewable (you have to re-apply to extend coverage) and thus are only appropriate for people temporarily without health coverage, and should not be purchased in place of regular health coverage that does not have a defined term.
Because most short term health insurance policies are fee-for-service (indemnity) plans, preventative and routine care (like check-ups) won't be covered, nor will dental or vision care.
Short term health insurance is generally very affordable coverage. The monthly premium on a temporary health insurance policy may be as low as $25 per month, depending on what deductible is chosen.
For more resources regarding health insurance plans, available in your state, select your state from the list below, or enter your zip code in the box (upper right) to begin comparing health insurance quotes today.
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