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Student Health Insurance
When shopping for a
Student health insurance policy
for you and your
family, it pays to shop around and get
multiple rate quotes from different companies.
College students, may not
be covered on their family's health insurance policy,
assuming they live away from home. If this is the case
then it's time to look into student health insurance.
Health insurance for college students is something that
every family with a college student away form home should
have. College students actually have a high rate of
injury, and viruses can spread quickly through college
dorms.
Fortunately, the cost of student health insurance is
very reasonable. A college student away from home
without health insurance can easily spend more money on
health care for the flu or a broken arm than the
cost of a student health insurance policy itself.
Parents
looking for student health insurance usually have two
options: an independent individual policy from a private
insurer (such as Blue Cross
Blue Shield,
Golden Rule, Humana
etc. ), or the standard college student health insurance
package offered by the school. (Not all schools have these,
but most do.)
The school's student health insurance policy may be the less
expensive option, but the terms of coverage will likely be
less flexible. An individual health insurance policy from a
private insurer for college students will probably offer
more coverage options, but may cost more out of pocket.
In either case, coverage is very reasonably priced, and it's
not a bad idea to comparison shop. Don't just go with
the first policy the school offers.
To browse for available
individual health insurance policies in your state
select your state below
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