Senior Health Insurance
Health Insurance for Individuals over age 65

Senior Health Insurance (for individuals over age 65) is heavily regulated and more standardized than health insurance options for individuals under age 65.  However, there have been many changes over the last 5 years that have made the decision making process for seniors a bit more complicated than it once was.

The most popular senior health insurance options for Medicare supplement coverage are:  Purchase a standardized Medicare Supplements plan or purchase a Medicare Advantage plan, which actually can replace Medicare as well.

The top Health Insurance carriers that offer Medicare supplement insurance include Blue Cross Blue Shield, and AARP

One of the best resources on the internet for researching your options is The Senior Health Insurance Information Program (SHIIP). SHIIP is a free & unbiased counseling program provided by each states Department of Insurance.