New York Health Insurance
New York healthcare has steadily risen in the overall rankings for the past two decades, starting at 40th healthiest in 1990 and rising all the way to 18h this year. This increase in the quality of New York healthcare has been spearheaded by one of the lowest obesity rates in the country, a high number of primary care physicians, and a high amount of public health funding by the state. Currently, however, determinants of health are far lower than outcomes, suggesting that New York may regress in coming years. However, many of the important statistical determinants show promising signs of improvement, such as good numbers for early prenatal care, a continually decreasing smoking rate, and slower than average growth in the diabetes rate. Some statistics, however, are in need of improvement, such as a high rate of child poverty, immunization coverage, and a poor rate of high school graduation. Efforts to improve these statistics will undoubtedly keep healthcare in New York improving.
New York Health Insurance
As a state with a large metropolitan area, New York's statistics are going to tend to be higher than the mean. In the case of uninsured residents, New York's rate is right about at the national average, which is actually good, considering the number of residents unable to afford insurance in New York City. 15% of New York residents are without health insurance, according to the Kaiser Foundation. This statistic is aided by a high percentage of poor and low income children on Medicaid. New York residents have many choices when it comes to quality health insurance, and New York has several healthcare plans that are highly rated by the NCQA:
Top New York NCQA-accredited health insurance plans (2011)
|Health Plan||Type||NCQA Score|
|Excellus BlueCross Blue Shield||HMO/POS||87.7|
|Capital District Physicians' Health Plan||HMO||87.5|
|Independent Health Association||HMO/POS||87.2|
|CDPHP Universal Benefits||POS||86.2|
|MVP Health Care||HMO/POS||86.1|
|HealthNow New York||HMO/POS/PPO||86.0|
|CIGNA HealthCare of New Jersey||HMO/POS||84.9|
|HIP Health Plan of New York||HMO/POS||84.8|
|Excellus BlueCross BlueShield||PPO||84.6|
|CIGNA Healthcare of New York||HMO/POS||84.1|
|Empire BlueCross BlueShield||HMO/POS||84.0|
New York Department of Health
Empire State Plaza
Albany, NY 12237
New York State Department of Financial Services
One Commerce Plaza
Albany, NY 12257
Ten Biggest Health Insurance Companies in New York (NAIC, 2011)
- Empire Healthchoice Assurance Inc.
- United HealthCare Ins. Co. of NY
- Excellus Health Plan Inc.
- Health Insurance Plan of Greater NY
- Oxford Health Ins. Co.
- Group Health Inc.
- Health Now NY Inc.
- Empire Healthchoice HMO Inc.
- MVP Health Plan Inc.
- Oxford Health Plans NY Inc.
Become more informed about private health insurance options online before purchasing a plan.