New Jersey Health Insurance

Get A Free New Jersey Health Quote

If you are without employer sponsored health insurance, A individual health insurance policy from a private insurance company that offers health coverage for New Jersey residents is probably your best option for affordable health insurance.

Compare New Jersey health insurance plans side-by-side between multiple NJ health insurance carriers, including leading carriers likeHorizon Blue Cross Blue Shield (BCBSNJ) and Oxford Health plans.

New Jersey Health Insurance Resources

Take advantage of the online resources provided here at healthinsurancesort.com to learn more about New Jersey health insurance, including summaries of health insurance regulations for the state of New Jersey.

New Jersey Health Insurance Rules & Regulations

The rules and regulations for individual health plans in New Jersey are different than in most other states. In NJ, health insurance companies are not allowed to turn you down for coverage because of a health problem, and your insurance policy cannot be cancelled due to your illness or other health issue. In New Jersey the department of insurance requires health insurance companies to offer two types of individual health plans: comprehensive standardized policies and the Basic and Essential Plan, (a less rich benefit package). Most individual health plans offered in NJ are community rated.

The following online resource, put together by the Agency for Healthcare Research and Quality, will arm you with the information that you'll need to know to make a more informed and confident decision about your NJ health insurance.

Choosing and Using a Health Plan

Compare individual health insurance plans for New Jersey residents from the following health insurance companies...

(Some plans may not be available in all parts of the state)

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Additional New Jersey Health Insurance Information

New Jersey Department of Banking and Insurance
P.O. Box 325
Trenton, NJ 08625
(609) 292-5360
www.state.nj.us/dobi/index.shtml


The Georgetown University Health Policy Institute has developed a comprehensive consumer guide for New Jersey health insurance, which will serve as a useful resource for you in finding out more about health insurance laws and regulations for the state of New Jersey including a chapter specifically geared towards individual health insurance.