Alabama Health Insurance

Alabama regulations regarding individual health insurance

The Alabama Department of Insurance mandates that Alabama health insurance premiums should be based on:

1) health care costs
2) underlying level of coverage
3) age of insured(s)
4) health of insured(s)
5) lifestyle habits (i.e. smoking)
6) location of residence
7) any optional premium wavers that may be in place.

There are no regulations limiting the premium price for individual insurance.

Another helpful resource is provided by the Agency for Healthcare Research and Quality. It will arm you with the information that you'll need to know to make a more informed and confident decision about your health insurance.

Choosing and Using a Health Plan

Get health insurance quotes from the following health insurance companies...

(Some plans may not be available in all parts of the state)

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"I just wanted to say thanks for helping me find a health insurance plan so efficiently. Your comparison listings are great - I 'sorted' through the quotes and selected a Blue Cross Blue Shield PPO plan within my budget. I wasn't looking forward to shopping for health insurance, thanks for making is so easy."

Greg S., Miami, FL