Alabama Health Insurance
Alabama regulations regarding individual health insurance
The Alabama Department of Insurance mandates that Alabama health insurance premiums should be based on:
1) health care costs
2) underlying level of coverage
3) age of insured(s)
4) health of insured(s)
5) lifestyle habits (i.e. smoking)
6) location of residence
7) any optional premium wavers that may be in place.
There are no regulations limiting the premium price for individual insurance.
Another helpful resource is provided by the Agency for Healthcare Research and Quality. It will arm you with the information that you'll need to know to make a more informed and confident decision about your health insurance.
Get health insurance quotes from the following health insurance companies...
- Blue Cross Blue Shield of Alabama
- Celtic Health Insurance
- United HealthCare
- Fortis Health Insurance
- Golden Rule Health Insurance
(Some plans may not be available in all parts of the state)