Alabama Health Insurance

Alabama regulations regarding individual health insurance

The Alabama Department of Insurance mandates that Alabama health insurance premiums should be based on:

1) health care costs
2) underlying level of coverage
3) age of insured(s)
4) health of insured(s)
5) lifestyle habits (i.e. smoking)
6) location of residence
7) any optional premium wavers that may be in place.

There are no regulations limiting the premium price for individual insurance.

Another helpful resource is provided by the Agency for Healthcare Research and Quality. It will arm you with the information that you'll need to know to make a more informed and confident decision about your health insurance.

Choosing and Using a Health Plan

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Get side-by-side health insurance comparisons for all cities across the state of Alabama from A to Z, including: Birmingham, Huntsville, Mobile, Montgomery, and Tuscaloosa.

Additional Alabama Health Insurance Information can be obtained from:

Alabama Department of Insurance
201 Monroe Street, Suite 1700
Montgomery, AL 36104
334-269-3550
www.aldoi.org


The Georgetown University Health Policy Institute has developed a comprehensive consumer guide for Alabama health insurance, which will serve as a useful resource for you in finding out more about health insurance laws and regulations for the state of Alabama including a chapter specifically geared towards individual health insurance.


Top Alabama Health Insurance Companies


Alabama Health 2005

 

Health Insurance Resources for Seniors in Alabama