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How Private Insurance Works: A Primer

This primer, prepared by Gary Claxton of the Institute for Health Care Research and Policy at Georgetown University, examines the structure and operation of private health insurance including the types of organizations that provide it, how managed care is delivered, and how risk pools work and describes how private health insurance coverage is regulated under state and federal laws. The primer explains how the current nature of private insurance relates to key issues facing federal and state policymakers.

Report on private health insurance

The links below will provide specific resources that will help you choose health insurance in your state, as well as multiple carriers offering online health insurance quotes.

Alabama Maine Oregon
Alaska Maryland Pennsylvania
Arizona Massachusetts Rhode Island
Arkansas Michigan South Carolina
California Minnesota South Dakota
Colorado Mississippi Tennessee
Connecticut Missouri Texas
Delaware Montana Utah
Florida Nebraska Vermont
Georgia Nevada Virginia
Hawaii New Hampshire Washington DC
Idaho New Jersey Washington
Illinois New Mexico West Virginia
Indiana New York Wisconsin
Iowa North Carolina Wyoming
Kansas North Dakota
Kentucky Ohio
Louisiana Oklahoma
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