COBRA Health Coverage
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COBRA (short for the Consolidated Omnibus Budget Reconciliation Act of 1985) provides a needed connection between health plans for qualified workers, their spouses, and their dependent children when their health insurance might otherwise be cut off.
COBRA has been hailed as an important safety net for families going through a tragedy like unemployment, divorce, or death.
When enrolled in COBRA, if you voluntarily resign from a job or are terminated for any reason other than "gross misconduct" you are guaranteed the right to continue your former employer's group plan as individual or family health care coverage for up to 18 months at your own expense. In many cases, your spouse and dependent children are also eligible for COBRA coverage, sometimes for as long as three years.
COBRA insurance plans can be very pricey, and monthly premiums will likely be at least double that of an individual health plan. Once being enrolled in COBRA you should begin shopping for a replacement policy. Simply enter your zip code above your click on the link below to get started