Personal Health Insurance
Personal health insurance, also called individual health insurance or private health insurance refers to health insurance coverage that is purchased directly from the health insurance carrier by an individual on behalf of themselves (and family).
Today, the majority of Americans are insured via their employer's group health policy. However, as the costs for health insurance coverage continue to escalate many employers are either 1) discontinuing health insurance as a employee benefit or 2) increasing the portion of health insurance expense that is the responsibility of the employee.
The costs associated with "personal health insurance" can vary widely depending on many factors including benefit structure of the health plan (i.e. deductible levels, and coinsurance amounts) and the health status of the applicant for example.
For more resources regarding individual health insurance plans available in your state, select your state from the list below, or enter your zip code in the box (upper right) to begin comparing health insurance quotes today.
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"I just wanted to say thanks for helping me find a health insurance plan so efficiently. Your comparison listings are great - I 'sorted' through the quotes and selected a Blue Cross Blue Shield PPO plan within my budget. I wasn't looking forward to shopping for health insurance, thanks for making is so easy."
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