Personal Health Insurance
Personal health insurance, also
called individual
health insurance or
private health
insurance refers to health insurance coverage that is
purchased directly from the health insurance carrier by an
individual on behalf of themselves (and family).
Today, the majority of Americans are
insured via their employer's group health policy.
However, as the costs for health insurance coverage continue
to escalate many employers are either 1) discontinuing
health insurance as a employee benefit or 2) increasing the
portion of health insurance expense that is the
responsibility of the employee.
The costs associated with "personal health
insurance" can vary widely depending on many factors
including benefit structure of the health plan (i.e.
deductible levels, and coinsurance amounts) and the health
status of the applicant for example.
For more resources regarding individual
health insurance plans available in your state, select your
state from the list below, or enter your zip code in the box
(upper right) to begin comparing health insurance quotes
today.
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