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Health Insurance in Ohio is Affordable 

July 22,2006

Source: The Columbus Dispatch

According by an eHealthinsurance study, Ohio ranks second in the nation in terms of affordable individual health insurance plans.

The report by eHealthInsurance, also ranked Columbus No. 3 for most-affordable children’s health insurance.

The study compared private health-insurance costs in the largest 100 U.S. cities for a healthy family of four, choosing the lowest premium available for policies with an annual deductible of $2,000 or less.

In Ohio, the lowest monthly premiums were $179.68 for a family and $43.71 for a child.

"Children are generally very inexpensive to cover, because as a whole, they are healthy," said William Hayes, president of the Health Policy Institute of Ohio.

About 13.6 percent of Ohio residents younger than 65 don’t have health insurance. About 5.4 percent of Ohio children lack coverage.

Cost is the most common reason people pass up health coverage, Hayes said.

Health insurance premiums for families covered by employer sponsored health plans cost $153.42 out of pocket every month. 64% percent of Ohio residents have their health insurance coverage provided through their employers.

 

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