What is Variable Life Insurance?

Variable life insurance is a type of permanent life insurance coverage that allows you to choose your own financial investments that are incorporated.

Generally, variable life insurance policies are the most expensive type of cash value life insurance policies you can buy. This is because unlike whole life insurance, variable life insurance gives you complete control over the investment portion of the instrument.  You are free to choose to invest in  stocks, bonds, or money market funds for example.

Only those individuals who are comfortable with their ability to choose sound investments should buy variable life insurance.

Other popular life insurance options include term life insurance and whole life insurance policies

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