High Deductible Health Plans

Report says high-deductible health plans reduce costs

from KaiserNetwork.org

Data shows that individual health insurance has become more affordable as a  result of competitive pressure created by growing price transparency and the increasing popularity of high-deductible health insurance plans.

According to the data, consumers are paying "significantly less for their high-deductible health insurance than a year ago, because of price competition resulting from "growing consumer demand," families pay 6% less and that individual purchasers pay 17% less, on average, for monthly premiums than they did a year ago.

The evidence is clear: Consumers empowered with information, especially price transparency and choice, will shape the marketplace and purchase appropriately valued health insurance

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