Universal American Financial Corp.

Universal American Financial Corp. (UAFC) is a life and accident and health insurance holding company. Collectively, the Company's insurance subsidiaries are licensed to sell life and accident and health insurance and annuities in all fifty states, the District of Columbia, Puerto Rico and all the provinces of Canada.

UAFC's  principal insurance products are Medicare Supplement, senior life insurance, long term care insurance and fixed annuities offered to the senior market, and fixed benefit accident and sickness disability insurance sold to the self-employed market.

UAFC distributes these products through both a career agency system and an independent general agency system. The Company's administrative services company acts as a service provider for both affiliated and unaffiliated insurance companies and other entities for senior market insurance and non-insurance programs.

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