Celtic Life Insurance company
Celtic began operating in 1978 as a broker, insurance and reinsurance company for group life and health coverage. Now, Celtic is dedicated solely to the individual health market, and we are experts in the field of individual health. Celtic has a corporate and sales office in Chicago, IL, and a sales office in Charlotte, NC.
Since 1986, Celtic Insurance Company has earned A.M. Best's "Excellent" rating (currently "A-"), a demonstration of the company's financial strength. Celtic has over $50 million of capital and surplus with no derivatives, equities, "junk" bonds or real estate in its investment portfolio. This conservative investment strategy makes Celtic financially secure and stable in the individual health insurance marketplace.
Celtic makes health insurance easy and worry-free. We believe that a quality product should be backed by quality service. Our service begins when the application is submitted and extends throughout the life of the policy. Celtic's knowledgeable Client Service Representatives are available to help with everything from pre-certification to claims.




