Blue Cross Blue Shield Health Plans in New York State

The state of New York has an unusual health care system in general.  In addition, representation by Blue Cross Blue Shield member plans is unusual as well. Health care coverage by the Blue Cross Blue Shield member health plans is split up between several independently operating health plans.  Summaries of the various plans are listed below.

BlueShield of Northeasten New York
Blue Cross Blue Shield of Western New York

Empire Blue Cross

Excellus Blue Cross Blue Shield

BlueShield of Northeastern New York

Founded more than 60 years ago, BlueShield of Northeastern New York provides health insurance products and related services to more than 170,000 members in northeastern New York state.

The company's health insurance plans include a Traditional Blue (POS, PPO & traditional indemnity) and Community Blue (HMO), as well as Medicare Supplemental and Medicaid programs.

BlueCross BlueShield of Western New York

BlueCross BlueShield of Western New York provides health insurance products and related services to nearly 600,000 members in western New York.

The company offers individual health insurance plans, plans to supplement Medicare, as well as plans for employer groups.

HealthNow New York is the parent company of both BlueShield of Northeastern New York, as well as Blue Cross Blue Shield of Western New York.  HealthNow provides health insurance coverage for more than 900,000 New York residents, primary through the aforementioned subsidiaries.

 

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Other leading national health insurance carriers, that offer individual health insurance plans that you should consider include: Kaiser Permanente, Blue Cross Blue Shield, Aetna, Humana, Assurant and Celtic Health Plans.