BCBSM - Blue Cross Blue Shield of Michigan
Blue Cross Blue Shield of Michigan BCBSM is one of the nation's top Blue Cross Blue Shield health insurance associations, serving more than 4.8 million members, including autoworkers for GM and Ford. The company's insurance plans include traditional indemnity, Blue Preferred (PPO), and Blue Care Network (HMO). BCBSM also offers dental, vision, and Medicare supplement coverage, as well as workers' compensation insurance, health assessment, and health care management services. For-profit subsidiary Preferred Provider Organization of Michigan offers private health care management services.
Plans for individuals under age 65
Blue Care Network HMO is a state-licensed, federally qualified and nationally accredited nonprofit health maintenance organization. It is the only HMO in the state to be affiliated with Blue Cross Blue Shield of Michigan and entitled to use the world's most widely recognized symbols - the cross and shield.
Personal Plus HMO offers all the convenience and cost-effectiveness of a health maintenance organization. You're covered for a host of benefits and you don't have to worry about completing claim forms.
Blue Traditional coverage provides hospital, surgical and medical coverage, and the freedom to choose any doctor or hospital. Our participating agreements with thousands of physicians and with every acute-care hospital in the state, plus our built-in cost management features, mean low out-of-pocket costs.
The BCBSM Blue Preferred PPO program is designed to encourage members to receive medical services from a statewide network of providers and to pay little or no out-of-pocket costs. This PPO provider network is known as the BCBSM TRUST (The Responsible Use System of Treatment) provider network. The statewide network consist of physicians, hospitals, laboratories and other providers who have agreed to deliver quality care while managing cost and medical services.
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