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Blue Cross Blue Shield of Arizona - BCBSAZ


As the state's largest local health insurer, Blue Cross Blue Shield of Arizona (BCBSAZ) has been dedicated to offering health insurance products or services to Arizonans since 1939.

Blue Cross and Blue Shield of Arizona touches the lives of nearly two million Arizonans each year. From the over one million individuals, small business owners, and group health plan members who count on BCBS for health insurance products and services to the nearly 700,000 Medicare-eligible Arizonans who depend on us as their Medicare intermediary.

In 2010, 93% of Arizona Blue Cross and Blue Shield customers rated their overall experience with the company as “satisfied,” including 90% saying that they are “easy to do business with” and another 90% expressing satisfaction with the speed and accuracy of paid claims. By keeping their focus on customers and customer service, BCBS has been able to maintain high customer satisfaction scores every year.

BCBSAZ Individual Health Insurance Plans

Blue Optimum Plus - a preferred provider organization (PPO) plan provides copays to cover in-network services such as urgent care and office visits.

BlueValue Plus - a PPO with a mix of copays and coinsurance cost sharing plans to provide flexibility.

BlueEssential Plus - low cost PPO with basic coverage and copays for up to three physicians visits per year.

BlueBasic Plus - a PPO with copays for all physician visits and coinsurance after the deductible.

BluePortfolio Plus - high deductible PPO for use with a health savings account with three deductible levels.

All BCBSAZ individual plans include physician office visits, hospital benefits, prescription medications, routine vision exams, routine physicals and preventive screenings, and child care with routine immunizations.

BCBSAZ is a proud member of the Blue Cross Blue Shield Association. Nearly one in three Americans carry BCBS insurance. The BCBS network is one of the largest in the United States and licenses BCBSAZ to offer certain products and services under the Blue Cross and Blue Shield names.

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