Anthem Blue Cross Blue Shield of Maine

other Blue Cross Blue Shield health plans

Blue Cross Blue Shield of Maine (Blue Cross) is a nonprofit corporation and has been a licensed nonprofit hospital and medical service organization in Maine since 1939. Blue Cross is both a charitable corporation and a health insurer. Blue Cross is also the largest health insurer in Maine.

Blue Cross and Blue Shield of Maine specialize in health insurance for individuals and families. They offer individualized payment options depending on your expected need and the level of benefits you wish to take advantage of.

• The Healthchoice plan lets you customize both your benefits and your monthly payments based on a higher deductible (starting at $2,500). You are only required to meet your deductible once every year, after which your coverage is 100%.
• BCBS of ME also offers an individual HMO, which pairs you with a Primary Care Physician from their provider network to coordinate the total health care of you and your family. In the Individual HMO plan there are no deductibles, low co-pays and full coverage for regular preventative care visits.
• Another option is a High Deductible Health Plan. This option is designed for use with a Health Savings Account (HSA).

Anthem is a mutual insurance company headquartered in Indiana. Anthem, one of the largest health insurers in the United States, owns and operates Blue Cross Blue Shield plans across the United States, including New Hampshire and Connecticut. In an agreement dated July 13, 1999, Anthem agreed to buy the business of Blue Cross and to continue operating this business through a new Maine Corporation under the Blue Cross Blue Shield name and trademark.

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Other leading national health insurance carriers, that offer individual health insurance plans that you should consider include: Kaiser Permanente, Blue Cross Blue Shield, Aetna, Humana, Assurant and Celtic Health Plans.