Health Insurance for The Uninsurable

Health insurance for individuals who are classified as "high-risk" (people who have severe health conditions) are difficult for private health insurance companies to cover under typical individual health insurance coverage. Consequently "risk pools" have been established to help these individuals obtain health coverage.

Essentially, a risk pool is a state-sponsored association that, in most states, does not require tax dollars to operate.

The risk pools serve as a temporary solution for individuals who are denied health insurance coverage for medical reasons. Often times, risk pools help individuals fill a gap in their health insurance coverage.

Read our exclusive report: "Uninsurable": A Notion of the Past?

The links below will provide specific resources that will help you choose health insurance in your state, as well as multiple carriers offering online health insurance quotes.

Alabama Montana
Alaska Nebraska
Arizona Nevada
Arkansas New Hampshire
California New Jersey
Colorado New Mexico
Connecticut New York
Delaware North Carolina
Florida North Dakota
Georgia Ohio
Hawaii Oklahoma
Idaho Oregon
Illinois Pennsylvania
Indiana Rhode Island
Iowa Health Insurance South Carolina
Kansas South Dakota
Kentucky Tennessee
Louisiana Texas
Maine Utah
Maryland Vermont
Massachusetts Virginia
Michigan Washington DC
Minnesota Washington
Mississippi West Virginia
Missouri Wisconsin
Wyoming

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"I just wanted to say thanks for helping me find a health insurance plan so efficiently. Your comparison listings are great - I 'sorted' through the quotes and selected a Blue Cross Blue Shield PPO plan within my budget. I wasn't looking forward to shopping for health insurance, thanks for making is so easy."

Greg S., Miami, FL

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