Fee-for-service Health Insurance Plans
Fee for service health care offers you the ultimate in choice. You control your choice of physician and facility, from primary caregiver to specialist, surgeon and hospital. Flexible coverage also means immediate treatment for medical emergencies or unexpected illness. But...
Fee for service health plans do have care restrictions. They do not traditionally cover preventative medicine, so check-ups, office visits and shots (among a few other services) are your responsibility. This can make indemnity insurance impractical for a large family that requires a lot of routine visits and preventative care.
Your health insurance costs are also slightly more unpredictable under a fee for service plan. Unlike most managed care plans, you will be responsible for paying a co-insurance (on top of monthly premiums and deductibles).
The links below will provide specific resources that will help you choose health insurance in your state, as well as multiple carriers offering online health insurance quotes.