Fee-for-service Health Insurance Plans
Fee for service health care offers
you the ultimate in choice. You control your choice of
physician and facility, from primary caregiver to
specialist, surgeon and hospital. Flexible coverage also
means immediate treatment for medical emergencies or
unexpected illness.
But....
fee for service health plans do have care
restrictions. They do not traditionally cover preventative
medicine, so check-ups, office visits and shots (among a few
other services) are your responsibility. This can make
indemnity insurance impractical for a large family that
requires a lot of routine visits and preventative care.
Your health insurance costs are also
slightly more unpredictable under a fee for service plan.
Unlike most managed care plans, you will be responsible for
paying a co-insurance (on top of monthly premiums and
deductibles).
The links below will provide specific resources that will
help you choose health insurance in your state, as well as
multiple carriers offering online health insurance quotes.
|