Posts Tagged ‘pre-existing conditions’

Options If Your Health Insurance Application Is Denied

Posted on: February 5th, 2013 by SamTabes No Comments

One of the main aspects of the health insurance industry has been the fact that they avoid giving coverage to the riskiest applicants, typically ones with pre-existing conditions.  While this makes business sense, it’s created a nation where millions of Americans struggle to find health insurance which can prevent them from falling into financial ruin. […]

Presidential Debate Sparks Intense Health Care Reform Discussion

Posted on: October 4th, 2012 by SamTabes No Comments

Last night, Governor Mitt Romney and President Barack Obama had their first round of debates before the Presidential election in November.  The overall feel was calm, but the topics were heated.  One area of discussion that has a lot of people confused is how each candidate is approaching America’s health care dilemma and how health […]

Alaska Health Insurance: Large Spending for High Risk Pool

Posted on: January 19th, 2012 by ymedina No Comments

Alaska is looking to spend a surprising $200k per year for each high risk pool member based on Kaiser Health News article by Phil Galewitz.  Alaska is one of the most expensive places to live in the United States and these increased costs apply to health care as well.  High risk pools are being set […]

The Pre-Existing Condition Insurance Plan

Posted on: September 9th, 2011 by ymedina No Comments

More and more Americans are facing chronic health conditions which is making it more difficult for them to obtain affordable health insurance.  Health care reform has aimed to fix this problem by implementing the Pre-existing Condition Insurance Plan (PCIP) according to the article “Uninsurable: A Notion of the Past?” by Omar Sommereyns. This plan targets […]

Health Insurance For Those With Pre-Existing Conditions

Posted on: June 21st, 2011 by ymedina No Comments

The government is continuing their efforts to help Americans with pre-existing conditions find affordable health insurance coverage.  There are about 25 million uninsured Americans currently with pre-existing conditions and often the reason behind this is costs are just too high for them. In the coming weeks, a nationally funded health care program will drop premiums […]

Individual Health Insurance For Everyone

Posted on: April 12th, 2011 by ymedina No Comments

Many Americans have been denied individual health insurance coverage because of pre-existing conditions and healthcare reform is working to eliminate this inequity.  According to the article “Federal Insurance Program Covers Pre-Existing Conditions” by Steve Clark on The Brownsville Herald, the Centers For Medicare & Medicaid Services (CMMS) is trying to boost enrollment in a program […]

Half of Americans Might Have a Pre-Existing Condition

Posted on: January 19th, 2011 by ymedina No Comments

According to the article Half of Americans May Have ‘Pre-Existing Conditions’ by Mary Silver on, up to 50% of Americans under the age of 65 have some sort of pre-existing health condition making it harder for them to find affordable health insurance.  This is based on a report from The Department of Health and […]

Some Health Insurance Companies Stopping Child-Only Plans

Posted on: November 29th, 2010 by ymedina No Comments

A handful of well-known health insurance companies are stopping all child-only health insurance policies according to the article “Some Insurers To Halt New Child-Only Policies” by NC Aizenman found on This is in response to the new healthcare law that will require these types of plans to accept children with preexisting conditions as of […]

High Risk Health Insurance Pool

Posted on: October 15th, 2010 by ymedina No Comments

High risk health insurance pools are a main part of the Federal health insurance plan.  According to the article “2400 Apple For High Risk Health Insurance Pool” by Gene Rickman found on The Top News website, the US Department of Health and Human Services has calculated an estimate of how many people are enrolling in […]

Major Medical Insurance Quotes Available

Posted on: October 12th, 2010 by ymedina No Comments

According to the article “Half A Million Denied Health Coverage” by Stephanie Kirchgaessner on the Financial Time’s website, the 4 largest health insurance companies in the US are under scrutiny because of their health insurance practices. From 2007 through 2009 over half a million individuals were declined health insurance coverage because of their pre-existing conditions […]