Health care reform has ensured that many preventative health care visits are covered by health insurance without any copays or copayments. Preventative services should be free of charge, even when it comes to high-deductible health insurance plans. Unfortunately, about 20% of people who responded to a recent survey from the December issue of Health [...]
During these tough economic times, many people are choosing to go without any health insurance coverage to save money. According to Money.CNN.com, about 16.3% of the US population is uninsured as of 2010 and that number is growing. The main groups going without coverage include foreign born residents who are not US Citizens, young adults [...]
This is the time of year when people are applying for HSA eligible health plans with the most advantageous effective dates of January 1. One of the things that is important to understand when applying for an HSA, is what medical expenses are considered to be qualified medical expenses and thus will go against your [...]
Finding health insurance for small business can be a daunting task, and there is a lot of information out there for business owners to sift through. Good news though for Blue Cross members. Independence Blue Cross has unveiled some new health care options for small businesses. The launch includes 25 new plans and is being [...]
Health savings accounts are a useful tool many consumers can use to save wisely. A health savings account (HSA) is an alternative to a traditional health insurance policy. It can be used along with your health insurance as well. It’s a savings account that allows you to pay for health care items out of this [...]
BlueEdge is a high-deductible health plan offered by Blue Cross Blue Shield of Illinois (BCBSIL) that can be combined to form an HSA. There are also BlueEdge plan options for employer groups that work in conjunction with health reimbursement arrangements. BlueEdge also includes coverage for both preventative & wellness benefits. Health savings accounts are effective [...]
Several new Georgia state laws become law as we ring in the new year today. Among these new laws is one which will eliminate both state and local taxes for Georgia health insurers who offer high-deductible health insurance plans. The tax break will save insurance companies an estimated $146 Million over 5 years. The idea [...]
Members of Wisconsin’s Health Insurance Risk Sharing Plan (HIRSP) will experience either no rate increase or a single-digit increase to their health insurance rates in 2009 as a result of changes made to the plan, such as offering high-deductible health plan options. Founded almost 30 years ago (1979), HIRSP has been Wisconsin’s health insurer of [...]
In article written by Joan Mazzolini of the Cleveland Plain Dealer, Ohio health insurance rates have increased 9 times faster than the rate at which wages have risen. From 2000 through 2007 the average cost to insure a family in Ohio through employer sponsored health coverage increased over 80% while wages rose less than 9% [...]
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