The deadline for states to implement the Affordable Care Act’s health insurance exchange requirement is less than four months away and there are still multiple states who are not on target to have the exchanges set up. Some state governments are scrambling to get together exchanges and figure out exactly how they are going to [...]
With health care reform under way, some individuals may be surprised to learn that their individual health insurance plan has been cancelled because it does not meet the specific criteria set forth in the Affordable Care Act. This goes against President Obama’s promise that if you like your current plan you can keep it and [...]
As weight loss surgery becomes more popular, more and more health insurance companies are covering procedures such as lap-band and bariatric surgery to help obese people lose weight. Many insurers have found that the price of the procedure is cost effective since many of these individuals find themselves healthier after they lose weight and use [...]
Small business owners need to fully understand how the health care tax credit will affect them this coming year. For small employers who have less than 25 employees, pay an average wage of less than $50,000 and pay at least half of employee health insurance premiums, a tax credit may be waiting. A new version [...]
Some states are getting way more federal funds than others to put towards customer assistance which could ultimately affect how many people get properly enrolled in health insurance under the new exchanges. Florida plans on spending about $6 million to reach about 4 million uninsured residents as they help them enroll for coverage in the [...]
Earlier this month, the Obama administration scrapped plans to cut by 2.2% the rates paid to health insurance companies that are taking part in the Medicare Advantage program. There were many people who opposed the cuts including over 100 members of Congress and the health insurance companies themselves. Insurers put together a convincing campaign to [...]
The Centers for Medicare and Medicaid services has released a useful video to help consumers navigate through The Health Insurance Marketplace that the government is setting up in response to health care reform. It walks you through the application process and gives a detailed example for a family of three using the online single streamlined [...]
According to the news release on Insurance.WA.gov, individual health plan enrollment for children starts March 15th and goes through April 30th in the state of Washington. Insurance Commissioner, Mike Kreidler, urges residents to apply early if they are looking to add their children onto their family plan. The open enrollment periods are for all health [...]
One of the main aspects of the health insurance industry has been the fact that they avoid giving coverage to the riskiest applicants, typically ones with pre-existing conditions. While this makes business sense, it’s created a nation where millions of Americans struggle to find health insurance which can prevent them from falling into financial ruin. [...]
Health care reform is requiring that individual and small group health insurance plans sold on the state-based health insurance exchanges and on the private market offer dental coverage to children. This is in response to the fact that tooth decay currently ranks as the number 1 chronic disease among children. While this effort is commendable, [...]
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