Posts Tagged ‘employer sponsored health insurance’

Health Insurance Premiums Up Four Percent

Posted on: August 20th, 2013 by SamTabes No Comments

The Kaiser Family Foundation has recently released a new survey showing that employer sponsored health insurance premiums are up about 4% from last year, averaging $16,352 a year for a family.  This is a relatively modest increase for two years in a row and this could mean that the intense health care inflation could be […]

Understanding the Small Business Health Care Tax Credit

Posted on: May 14th, 2013 by SamTabes No Comments

Small business owners need to fully understand how the health care tax credit will affect them this coming year.  For small employers who have less than 25 employees, pay an average wage of less than $50,000 and pay at least half of employee health insurance premiums, a tax credit may be waiting.  A new version […]

Health Care Reform and Premium Subsidies

Posted on: November 19th, 2012 by SamTabes No Comments

The Actors Fund, a national human services organization that helps those in the performing arts and entertainment through social services, emergency assistance, health care and insurance information, put together a valuable article with some highlights of health care reform which is pertinent to those in this industry.  By 2014, everyone will be required to carry […]

Defined Contribution Health Insurance On the Rise

Posted on: November 15th, 2012 by SamTabes No Comments

More and more employers, including Sears Holdings Corp, and Darden Restaurants, are giving employees the opportunity to purchase their own health insurance by giving them a fixed amount of money and empowering individuals to shop around for the best health insurance quotes.  This approach is called defined contribution health insurance and is very different than […]

Health Care Reform Causing Big Changes In 2013

Posted on: October 22nd, 2012 by SamTabes No Comments

Even though President Obama’s health law doesn’t fully go into effect until 2014, the Affordable Care Act (AFA) is expecting to cause some big changes this coming year.  Health care reform has already influenced insurers to make big changes in 2012, and more changes are coming in 2013.  Many employers’ open enrollment period is upon […]

Catastrophic Health Insurance: Pros and Cons In Today’s Economy

Posted on: September 5th, 2012 by SamTabes No Comments

During these tough economic times, many people are choosing to go without any health insurance coverage to save money.  According to, about 16.3% of the US population is uninsured as of 2010 and that number is growing.  The main groups going without coverage include foreign born residents who are not US Citizens, young adults […]

Employers Focus on Wellness to Decrease Health Insurance Costs

Posted on: August 20th, 2012 by SamTabes No Comments

More and more large employers across the nation are implementing wellness programs into their health insurance benefit packages in an effort to reduce costs.  The idea remains that if employees are encouraged to take care of their health through exercise and screenings, then their health care needs will decrease and health insurance costs will go down […]

Health Care Reform Affecting the Price of Papa John’s Pizza

Posted on: August 9th, 2012 by SamTabes No Comments

A major part of President Obama’s Affordable Care Act requires employers with more than 50 employees to offer health insurance to full-time employees.  This is stirring up a lot of controversy among business owners, and Papa John’s Pizza CEO, John Schnatter recently spoke about how this part of the law will affect his business.  According […]

Individual Health Insurance Impacted Heavily by ACA

Posted on: July 12th, 2012 by SamTabes No Comments

The Affordable Care Act (ACA) will end up impacting many facets of the health insurance industry, but individual health insurance policies will feel some of the biggest changes according to Debra A. Donahue’s article on  Through the ACA, the law requires that states establish Health Benefit Exchanges.  The Congressional Budget Office estimates that by […]

Businesses Choosing Private Health Insurance Over Government Option

Posted on: December 30th, 2011 by ymedina No Comments

The government option for health insurance has its pros and cons, but businesses are noticing that private health insurance could be the better choice.  The article by Jamie L. Brockway, “Business Owners See Value of Private Health Plans Over Government Option” on talks about what challenges business owners face as they make this decision. […]