Archive for the ‘Uncategorized’ Category

October Is Breast Cancer Awareness Month

Posted on: October 9th, 2013 by BlogAdmin No Comments

October is breast cancer awareness month and 2013 marks an important year for breast cancer patients. October 1, the first day of breast cancer awareness month, was also the first day the health insurance marketplaces were available to the public. These marketplaces are available in all states and they enable those with breast cancer to […]

Are you exempt from the individual mandate?

Posted on: August 28th, 2013 by JPAL No Comments

One of the most important and controversial components of the Affordable Care Act (ACA), is the individual mandate, which requires that all Americans purchase health insurance that includes at least a minimum level of essential coverage requirements, or pay a penalty. According to the Congressional Budget Office (CBO), less than 2% of Americans are expected […]

Ohio exchange health insurance rates released

Posted on: August 2nd, 2013 by JPAL No Comments

Ohio insurance regulators released the health insurance rates for individuals & families policies on the exchange in 2014.  The rates reflect a 41% increase in average premiums when compared to 2013 rates ($332.58 vs. $236).   This increase in avg. premiums was not unexpected, and is actually lower than what the Ohio Dept of Insurance […]

Health Insurance Exchanges Face IT Challenges

Posted on: August 1st, 2013 by SamTabes No Comments

The deadline for implementation of the health insurance exchanges is just around the corner and states are facing more IT issues than originally anticipated.  The Patient Protection and Affordable Care Act (PPACA) is mandating the exchanges be up and running by October 1, 2013 and plans should be ready to go by January 1, 2014. […]

Student Health Insurance Getting Better but More Expensive

Posted on: July 22nd, 2013 by SamTabes No Comments

An important part of the Affordable Care Act addresses the impact it will have on student health insurance and ways to improve coverage.  This of course comes at a cost.  The minimum annual benefits limit of student health insurance plans will increase to $500,000 for the 2013-2014 school year which is up significantly from $100,000 […]

Which States Have The Highest Health Care Costs?

Posted on: June 7th, 2013 by SamTabes No Comments

There has been a lot of focus on rising health insurance costs and how this will affect today’s consumers.  One of the main factors driving these rising premiums is the cost of health care and prices can vary greatly from state to state ultimately affecting how much you’ll pay for health insurance.  According to Keith […]

Online Dynamic Tool For the Health Insurance Marketplace: Video

Posted on: March 21st, 2013 by SamTabes No Comments

The Centers for Medicare and Medicaid services has released a useful video to help consumers navigate through The Health Insurance Marketplace that the government is setting up in response to health care reform.  It walks you through the application process and gives a detailed example for a family of three using the online single streamlined […]

Washington Health Plan Open Enrollment for Children Starts Soon

Posted on: March 12th, 2013 by SamTabes No Comments

According to the news release on Insurance.WA.gov, individual health plan enrollment for children starts March 15th and goes through April 30th in the state of Washington.  Insurance Commissioner, Mike Kreidler, urges residents to apply early if they are looking to add their children onto their family plan. The open enrollment periods are for all health […]

Options If Your Health Insurance Application Is Denied

Posted on: February 5th, 2013 by SamTabes No Comments

One of the main aspects of the health insurance industry has been the fact that they avoid giving coverage to the riskiest applicants, typically ones with pre-existing conditions.  While this makes business sense, it’s created a nation where millions of Americans struggle to find health insurance which can prevent them from falling into financial ruin. […]

Health Law Requires Pediatric Dental Coverage

Posted on: January 21st, 2013 by SamTabes No Comments

Health care reform is requiring that individual and small group health insurance plans sold on the state-based health insurance exchanges and on the private market offer dental coverage to children.  This is in response to the fact that tooth decay currently ranks as the number 1 chronic disease among children.  While this effort is commendable, […]