The Centers for Medicare and Medicaid services has released a useful video to help consumers navigate through The Health Insurance Marketplace that the government is setting up in response to health care reform. It walks you through the application process and gives a detailed example for a family of three using the online single streamlined [...]
According to the news release on Insurance.WA.gov, individual health plan enrollment for children starts March 15th and goes through April 30th in the state of Washington. Insurance Commissioner, Mike Kreidler, urges residents to apply early if they are looking to add their children onto their family plan. The open enrollment periods are for all health [...]
One of the main aspects of the health insurance industry has been the fact that they avoid giving coverage to the riskiest applicants, typically ones with pre-existing conditions. While this makes business sense, it’s created a nation where millions of Americans struggle to find health insurance which can prevent them from falling into financial ruin. [...]
Health care reform is requiring that individual and small group health insurance plans sold on the state-based health insurance exchanges and on the private market offer dental coverage to children. This is in response to the fact that tooth decay currently ranks as the number 1 chronic disease among children. While this effort is commendable, [...]
Many Americans, of all ages, are preparing for higher health insurance premiums as the Affordable Care Act is implemented in full and as health care costs consider to soar. One age group may be in for a drastic premium increase according to a new study. According to Stephen Feller’s article on NewsMax.com, a recent study [...]
The New Year’s Day “fiscal cliff” deal came with a lot of mixed emotions across the nation, but for some small, rural hospitals there was a sigh of relief. As an example, Jones Memorial Hospital in rural upstate New York will be receiving an extra $450,000 this year thanks to the deal according to Phil [...]
Human resource experts have been analyzing the effects that health care reform will have on the hiring process and many believe there will actually be less jobs available and less full-time positions being offered to employees. A controversial part of the Affordable Care Act requires companies with over 50 employees to offer a health insurance [...]
There are many aspects of the Affordable Care Act up for debate, but one of the hottest topics out there is the fact that health law requires insurers to offer contraception coverage in their policies or they risk being fined. The founder of Domino’s Pizza is suing the federal government over this specific mandate and [...]
A recent Commonwealth Fund report from this week compares health insurance costs from 2003 to 2011 and the results are concerning since it recognizes a trend that could cause costs to soar out of control if something isn’t done sooner than later. The Affordable Care Act has been put in place to help slow down [...]
The deadline for states to decide whether or not they were going to set up their own health insurance exchange was December 14th, and as of now 18 states have opted to create their own marketplace for purchasing health insurance policies. The US Health and Human Services Secretary, Kathleen Sebelius, posted Monday that these marketplaces [...]
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