If you have ever shopped around around for a quality health insurance policy you know how confusing the details can be. It’s hard to know what’s important and what benefits apply directly to you. There are many options out there and it can easily become overwhelming. It’s important to take your time during this process. [...]
Understanding preferred provider organizations (PPO) versus health maintenance organizations is very important if you are shopping around for health insurance. Both offer their own benefits but it really depends on the consumer’s individual needs. PPO health insurance allows the consumer to choose to see a general practitioner or a medical specialist without a referral from [...]
According to the article “An affordable insurance quote requires careful research” on healthcare.com customers will benefit from doing their research when shopping for health insurance quotes. You may find an affordable quote quickly, but read the fine print to prevent future issues with your policy. One potential issue is in and out-of-network stipulations. PPO and HMO [...]
Bill Kaczor’s article “Crist signs Fla. health insurance bill” from the Miami Herald site, discusses new Florida health insurance legislation. According to this article the new law (SB 1122) requires insurance companies to send payments to out-of-network doctors instead of the patient. Gov. Charlie Crist signed the legislation Wednesday making it law. He said that [...]
In the New York Post, Brendan Scott reported on shocking findings that New York City health insurance premiums have seen a significant increase over the past year, while many New Yorkers are already struggling economically. Here are some sobering statistics: From April 2008 to April 2009, the average monthly health insurance premium for a family [...]
Julie Appleby of USA Today reports that New York Attorney General Andrew Cuomo has reached an agreement with UnitedHealth Group that will protect policyholders against paying more than they should to see out-of-network doctors. While this immediately affects New York health insurance, the settlement could have far-reaching impact across the country. UnitedHealth insurance used a subsidiary’s [...]
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