Health Insurance Blog

The top health insurance plans in Minnesota as reported by US News and World Report in their annual report are listed below.   It is interesting to note that only 5 Minnesota health plans had provided enough data to be ranked and none of the 5 plans ranked were graded as being better than 3 stars (out of possible 5) on the “consumer assessment” measure.

Minnesota Health Insurance rankings:

1. HealthPartners (33th nationally)
2. Blue Plus (81st)
3. Sanford Health Plans (107th)
4. Medica (113th)
5. PreferredOne Community Health Plan (132nd)

These rankings are based on criteria determined by US News and World Report, in conjunction with the NCQA, and don’t necessarily reflect their how each health plans offerings would satisfy you as an individual.  If you are shopping for an individual health plan, you should first compare health plans side-by-side, and select the plan that meets your needs and budget.

Blue Cross Blue Shield of Minnesota (BCBSMN) announce the launch of SureBlue a new health insurance offering for small businesses in Minnesota that removes uncertainty from health care expenses while offering a comprehensive health care solution.

SureBlue designed for employer-groups with between 51 and 249 employees builds a three year health insurance rate guarantee into the product.

To qualify for the health insurance rate guarantee, Minnesota businesses must agree to a three-year plan that includes among other things participating in a health risk assessment that identifies opportunities to improve the overall healthiness of the employee workforce.

The SureBlue rate guarantee does not keep rates unchanged for the three year period but rather fix annual rate increases at 6%, well below the roughly 9% that is foretasted for 2009.  In addition, over the next five years health insurance rates are expected to far outpace inflation.

More Information about health insurance in Minnesota.