As the economy struggles and health care costs rise, more and more employers are limiting or eliminating benefits through work according to the article “How Limited Benefit Plans Can Save You Money” by Chelan David found on sbonline.com. Because of this the practice of offering small medical health plans is growing in popularity. Limited benefit [...]
Archive for the ‘limited benefit plan’ Category
State Health Plans For Low Income Adults
The struggling economy is causing significant issues for many states which provide health plans to assist low-income families. Many states are being forced to pare back these health insurance programs at the worst possible time…when the number of unemployed Americans continue to rise and people need assistance the most. The methods by which various states [...]
Humana Health Insurance Providing H1N1 Vaccine for Members
According to Humana’s website, Humana health insurance is providing the highly anticipated H1N1 flu vaccine for its members. They announced that they will be covering the administration costs for all fully insured members, including those who have plans which exclude immunizations. All co-pays and deductibles will be waived when the vaccine is received regardless of [...]
Foundation Hospital Care PPO
One of the regular items we blog about here at healthinsurancesort.com is finding affordable health plans across the country to assist our uninsured readers in finding health plans that fit within their budgets. These plans might not be for everybody, but it can’t hurt to be aware that they exist. Blue Cross Blue Shield of [...]
Special Care – Independence Blue Cross
In Southeastern Pennsylvania, Independence Blue Cross (IBC) in conjunction with Highmark Blue Shield has formed the Caring Foundation which helps to provide free or low-cost health insurance plans to uninsured children and adults in the 5 counties including and surrounding Philadelphia. Plans that are administered through the Caring Program include Pennsylvania CHIP, Adultbasic, and Special [...]
COBRA Subsidy Enrollment Period Ending
The special enrollment period for those elgible for the COBRA Subsidy Program is coming to a close tommorrow. The program was available to anyone who lost their jobs between September 1, 2008 and March 17, 2009. With the COBRA Subsidy Program ending, some options for families in need of individual health insurance coverage include: Enroll [...]
Health Insurance Warning
It has become an increasingly common problem that people are purchasing individual health insurance plans believing that they have sufficient health insurance coverage only to find out later that their health plan is chock full of loop holes, exclusions, limitations that make it difficult to realize full protection in the case of a severe accident, [...]
Health Insurance Gotchas
Building on yesterday’s post about being Health Insurance Caution below are 7 points made in the referenced Consumer Reports article which are tell-tale signs that your health insurance plan might be junk. Limited Benefits – Never purchase a limited benefit plan. They are not worth the money Low Coverage Limits – health insurance policies with [...]
Health Insurance Companies’ Proposals for Health Care Reform
America’s Health Insurance Plans (AHIP), the health insurance industry trade group, has expressed support for the idea of reforming the health care system. However, in the L.A. Times, Michael Hiltzik warns that insurers may not be as gung-ho about the possibility of universal health care as they present themselves to be. AHIP recently released a [...]
Limited Benefit Plans in Colorado Get Green Light
House Bill 1143, a Bill that would allow HMOs in Colorado to offer limited benefit plans, received bi-partisan support from the house on Tuesday. Although the Bill doesn’t specifically lay out what the limited benefit structure would be but Republican Spenser Swalm as well as other supporters believe benefits would be capped in the $30,000 [...]
