Archive for the ‘individual health insurance’ Category

Are you exempt from the individual mandate?

Posted on: August 28th, 2013 by JPAL No Comments

One of the most important and controversial components of the Affordable Care Act (ACA), is the individual mandate, which requires that all Americans purchase health insurance that includes at least a minimum level of essential coverage requirements, or pay a penalty. According to the Congressional Budget Office (CBO), less than 2% of Americans are expected […]

Good Health Insurance Does Not Guarantee Good Health Care

Posted on: August 5th, 2013 by SamTabes No Comments

Health care reform is forcing the number of insured Americans to go up and with this the amount of people seeking health care will go up as well.  While states scramble to ensure there is enough planning in place to get everyone health insurance, the health care industry prepares for the potential of a lot […]

Ohio exchange health insurance rates released

Posted on: August 2nd, 2013 by JPAL No Comments

Ohio insurance regulators released the health insurance rates for individuals & families policies on the exchange in 2014.  The rates reflect a 41% increase in average premiums when compared to 2013 rates ($332.58 vs. $236).   This increase in avg. premiums was not unexpected, and is actually lower than what the Ohio Dept of Insurance […]

Health Insurance Exchange Deadline Approaching Fast

Posted on: June 17th, 2013 by SamTabes No Comments

The deadline for states to implement the Affordable Care Act’s health insurance exchange requirement is less than four months away and there are still multiple states who are not on target to have the exchanges set up.  Some state governments are scrambling to get together exchanges and figure out exactly how they are going to […]

Will Your Individual Health Insurance Policy Be Cancelled?

Posted on: May 30th, 2013 by SamTabes No Comments

With health care reform under way, some individuals may be surprised to learn that their individual health insurance plan has been cancelled because it does not meet the specific criteria set forth in the Affordable Care Act.  This goes against President Obama’s promise that if you like your current plan you can keep it and […]

Private Online Insurance Marketplaces

Posted on: May 13th, 2013 by JPAL No Comments

By now we all know that the State and Federal Marketplaces offering a side-by-side comparison environment are set to go live October 1st of this year as part of The Patient Protection and Affordable Care Act (PPACA) — better known as Obamacare. These public marketplaces break down as follows. 1.  16 state based marketplaces (+ […]

Individual Health Plan Premiums Increased Slightly

Posted on: December 6th, 2012 by BlogAdmin No Comments

eHealthinsurance recently released their report entitled “The Costs and Benefits of Individual and Family Health Insurance Plans”. One of the elements that was analyzed in the report was the comparison of average health insurance premiums paid by customers year-over-year (2012 v. 2011) on a state level. 47 states and District of Columbia were included in […]

Employer-Sponsored Health Insurance Costs Up By 4%

Posted on: September 14th, 2012 by SamTabes No Comments

The recent survey completed by the Kaiser Family Foundation and the Health Research and Educational Trust, shows that the cost of health insurance provided by employers increased by about 4% this year.  While this seems concerning, it’s better than the 9% increase the survey reported from the year before.  Annual insurance premiums for families increased […]

Some Interesting Aspects of Health Care Law You May Not Know

Posted on: August 3rd, 2012 by SamTabes No Comments

Many Americans still have pressing questions about the details behind President Obama’s health care law.  It’s a complicated law with a lot of information.  Some of the aspects are pretty much well-known such as the individual mandate and the rule that says people with pre-existing conditions cannot be denied health insurance coverage.  But did you […]

Government and Insurers Fighting Against Health Care Fraud

Posted on: July 30th, 2012 by SamTabes No Comments

President Obama and his administration are stepping up their fight against health care fraud in an effort to save Americans billions of dollars.  They announced last week that they are sharing new data and investigative know-how on a scale we have not seen before to shut off as many questionable payments as possible.  Health care […]