Health Insurance Blog

Oxford Health Plan, owned by United Healthcare, has a great section on their website dedicated to men’s health.  Men’s top health concerns are addressed with simple and straightforward information.  The top concerns include heart, prostate, and brain health, diet, exercise, and stress management.

The main focus of men’s health is heart health since heart disease continues to be the leading cause of death for men (as well as women).  By maintaining a healthy heart men can prevent life threatening heart diseases sch as heart attacks, heart valve disease, congenital heart disease, strokes, and coronary artery disease.  It’s important to keep up with regular check ups to ensure your health is maintained and you know where you stand.

Men can lower their risk of heart failure by changing some common lifestyle practices.  Some of these include not smoking, eating a variety of fruits and veggies, staying away from high fat foods, staying within a healthy weight, and exercising regularly.  Even walking just 30 minutes a day can be very helpful to maintaining a healthy heart.  Keeping cholesterol and blood pressure numbers in check is extremely important as well.  Oxford Health Insurance strives to ensure their members are educated on how to stay heathy.  Check out their website fill of valuable information to learn more.

Vista Health Plans accepts applications from nonprofit groups for VISTA Community Grants Program.  According to their website, VISTA Community Grants Program supports charities whose programs contribute to improving health in the community in the following areas:

• Preventative health
• Health education
• Disease management
• Community health outreach
• Improving Health care services
• Controlling health care costs
• Getting more people insured

Geisinger Health Plan has announced that they will no longer screen visitors or restrict people from entering Geisinger Medical Center in Danville.  This is great news in terms of the virus and the threat it now poses.  The cases of H1N1 in the area is very low right now and an emergence of the regular seasonal flu has yet to be seen.

Entrances at GMC and GWV will reopen to the public and kids under 12 will be allowed to visit again.  Similar restrictions have been placed in hospitals and health systems throughout the country during the peaks of the H1N1 flu season.  The Cleveland Clinic restricted children from entering unnecessarily even if they did not have the flu.  All of this was done to limit the spread of the flu virus as much as reasonably possible.

Geisinger Health Insurance still encourages all visitors of their health system hospitals to screen themselves for flu like symptoms and stay home if they are under the weather.  Some symptoms to look for according to their website are fever, cough, headache, aching joints, and sore muscles.

Humana Insurance announced in February that they will be cutting their workforce throughout the course of 2010 according to their website.  They will be dropping about 1400 positions, which is about 5%, throughout 2010.  They will be balancing 2500 job reductions with the addition of 1100 jobs in areas that are experiencing growth.  The job cuts will come from attrition, outsourcing, process efficiencies, and the elimination of positions.

Some of the areas experiencing growth right now are medicare cost containment capabilities, pharmacy management, and specialty products.  By growing these lucrative areas Humana can focus on saving money for their members and offering lower Humana insurance quotes.  Humana’s President and CEO Michael B. McCallister regrets the loss of jobs, but says it’s necessary for Humana growth.

All employees affected by this plan will have a 60-day notice period at Humana.  Human Resources plans on working closely with the affected employees to help them find internal positions or outplacement assistance.  Severance packages and continuation of health benefits will be offered.  It seems that no industry is safe from job cuts.

Congress has announced a 21.2% cut in Medicare pay for physicians according to the article “Reduction in Medicare Pay Worries Physicians and Patients” by Amit Pathania on TopNews.com.  This is a concern for many and will affect both Medicare patients and doctors.

With less money allocated towards Medicare doctors, the doctors are forced to see less Medicare patients which may mean many will have to look for a different doctor.  According to one survey of neurosurgeons from 2010, about 60% of doctors are lessening their Medicare patients in their practice, and 40% will be cutting back on consultations by new Medicare patients.  Neurosurgeons have made the decision to not treat new patients.

The Congressional Budget Office states an estimate of a savings of $7.3 Billion in the deficit by pushing the Medicare pay cuts to October 1st.  It’s critical that those on Medicare and using Medicare supplement insurance understand what their doctor’s intentions are with their Medicare patients so that they have ample time to find a new, quality doctor if need be.

The children of Rock County are going to benefit from the generous donation from a local contractor JP Cullen & Sons.  They are donating $37500 over the next 3 years to the Dean Foundation so they can expand their Passenger Safety Programs which include Crash Helmet, BUCKLEBEAR and Every Ride a Safe Ride.

The President and CEO of JP Cullen & Sons, David Cullen, believes these passenger safety programs can easily identify with community families.  They are very excited to support the Dean Foundation through Dean Health Plan.

The Dean Foundation Passenger Safety Programs are well respected throughout the county.  It has been around for many years and is bringing much value to the safety of county children.  These programs will nowbe available to Rock county and along with that comes the benefit of increased education, knowledge and overall safety.

According to their website, Humana Health Insurance has made some additions to their already top notch mobile program.  They are adding three more resources for the Mobile Web through their MyHumana Mobile Program.

These new resources will improve a member’s ability to make health care decisions and maximize access to Humana One and their effective tools.  The new tools include Mobile Urgent Care Finder, Mobile Spending Account Balance Viewer and the Mobile Member Information Tool.  These resources will be providing additional guidance for members and will be extremely valuable.

Mobile applications are to be offered in 2010 to enhance mobile capabilities for Humana’s members.  Humana is dedicated to connecting with their members in a way that will make their lives easier and give them the best information possible.  Resources and more information is available on their website.

President Obama called for a rare meeting with lawmakers as part of a last effort to revive his health care priority.  The debate lasted all day and there wasn’t a resolution but voices were heard.  Obama gave his personal experiences with individual health insurance, including his mother’s battle with cancer.  He appealed to the fact that the health care system is not getting better, but only worse.

The Republicans main argument was that the existing reform bills didn’t do anything to lower costs.  The bills are estimated to cost 1 trillion dollars over the next decade.  The Democrats pointed out that it is going to be costly initially to extend coverage to nearly 30 million uninsured Americans.  Republicans fear a government system taking over a mostly private sector.

There was agreement that there are fundamental differences between the two parties that are causing the major rift.  The Democrats are still hoping to revive the comprehensive bills that have passed the House and Senate but Republicans are clear that they do not do comprehensive very well.  The debate continues even longer.  This information was obtained from the article “Obama and Republicans Haggle in Last-Gasp Health Summit” found on earthtimes.org.

First Lady Michelle Obama launched a program called Let’s Move!, which is a national public/private partnership to stop the epidemic of childhood obesity.  According to BCBSA News, The Blue Cross Blue Shield Association along with their 39 independent BCBS companies strongly support her initiative.

With the launch of this important program the First Lady is bringing together a large range of stakeholders and building a foundation for bringing down childhood obesity.  Approximately 1 out of every 3 children is overweight or obese and this statistic is just staggering and unacceptable.  This puts them at risk for complications such as heart disease, diabetes, stroke and cancer at much earlier ages and BCBS agrees it’s time to get serious about stopping this epidemic

Many BCBS companies, including BCBSAL, have programs designed to promote health and fight obesity.  Focusing in on children is crucial since the next generation is predicted to be the heaviest ever.  The First Lady and her initiative is a great step in the right direction.

Anthem Blue Cross which is a subsidiary of WellPoint, INC has notified some policyholders in California, Maine, Oregon and other states that individual health insurance rates are going to increase.  This is according to the article “Individual Insurance Rates Soar in 4 States” by The Associated Press on msnbc.com.

In California the rates are to increase up to 39% by March 1.  This is going to be devastating to many individuals who are already struggling to pay bills.  In Maine they are asking for increases up to 23% this year.  Last year alone they increased rates in Maine by 32%.  In Oregon many health insurance companies were granted rate increases of 15% or more this year after about 25% increases from last year.

Health insurance quotes are much more volatile for individual policies when compared to policies under employers and other large groups.  Those types of groups often have bargaining tools and a large pool of people to spread out the risk.  This makes it tough for those who aren’t part of groups and must get individual health insurance.  These rates increases are going to hurt a lot of people financially.