Health Insurance Blog

Humana recently announced the introduction of their portfiolio of individual health insurance plans for Nevada residents, called HumanaOne.  The HumanaOne portfolio of individual health insurance plans has been made available to 25 other US states since 2007 and has been very well received.

The 25 states where HumanaOne has been previously made available include Alabama, Arizona, Arkansas, Colorado, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Mississippi, Missouri, Nebraska, North Carolina, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Utah, Virginia and Wisconsin.

HumanaOne health plans are designed for

1) self-employed entrepreneurs

2) small business employees who aren’t provided employer sponsored coverage

3) part time workers,

4) college students and

5) early retirees

HumanaOne health plans are available through insurance agents and brokers, as well as directly to consumers online or by phone.

Humana recently announced the launch of a new online tool to assist shoppers who apply for individual health insurance through HumanaOne.

The new PlanPointer tool can be found on www.Humana-One.com in most states where Humana offers individual health insurance plans.  The tool guides health insurance shoppers in selecting, personalizing and applying for a health insurance plan that fits their needs.

Applicants basically answer four basic questions regarding

1) monthly premiums

2) benefit levels

3) prescription-drug coverage, and

4) their interest in a health savings account (HSA)

As applicants answer each question, the list of matching health plans narrows - sorted with the most relevant plans on top.

This PlanPointer tool is a great tool to help users select an individual health insurance plan that fits their needs, with the only limitation being that it onlt provides HumanaOne options, and not individual health plans offered by Blue Cross Blue Shield or Aetna for example.