More and more individual health insurance plans are cutting out maternity health insurance as part of their benefits package to save on costs. This is extremely detrimental to new parents as health care costs continue to rise. In California specifically, 82% of plans had maternity coverage seven years ago, but today that number has dropped [...]
Archive for the ‘health care reform’ Category
Health Care Coverage Stagnant While Poverty Increases
The US Census Bureau released a new report recently that showed median household income dropped in 2010. In addition to this statistic, the poverty rate increased creating more of a divide between the classes within the nation. The number of people with health care coverage did not change significantly from the previous year, which could [...]
The Pre-Existing Condition Insurance Plan
More and more Americans are facing chronic health conditions which is making it more difficult for them to obtain affordable health insurance. Health care reform has aimed to fix this problem by implementing the Pre-existing Condition Insurance Plan (PCIP) according to the article “Uninsurable: A Notion of the Past?” by Omar Sommereyns. This plan targets [...]
Health Insurance Haggling With Your Doctor
We don’t generally think of ourselves as consumers when we visit our doctor, but that’s exactly what we are. We are paying money for a service, and even if the insurance company is paying most of the bill, we are a consumer to the health insurance company as we pay premiums each month. A report [...]
Personal Health Insurance Is More Expensive
Health care reform has a goal of making health insurance more affordable and easier to obtain for all Americans by 2014. With this time frame coming within a few years, many are questioning why personal health insurance for millions of Americans is actually increasing. According to the article “For Many Without Workplace Health Coverage, Premium Costs [...]
Health Insurance For Individuals In South Carolina
Health insurance for individuals in South Carolina has become harder and harder to find at affordable rates in recent months. The article “SC Fails on Goals for Health Insurance” by Renee Dudley on PostAndCourier.com discusses some of the reasons South Carolina residents are facing soaring health insurance rates. Residents are concerned about the rising costs [...]
Health Insurance for Back to School
College students are heading back to school for the 2011-2012 school year. This can be an exciting and stressful time for many students who try to organize their finances and figure out student health insurance coverage. Market Watch has a press release from eHealthInsurance which gives some important tips for college students and their [...]
Health Insurance Quotes Rising With Health Care Costs
Millions of Americans rely on employer-based health insurance coverage, but this is at risk with rising health care costs. In addition to this upset, rising health care costs would eventually cause health insurance quotes to increase across the board making individual health insurance more expensive for those seeking it outside of their employer. It’s a [...]
Affordable Care Act Faces More Setbacks
President Obama’s health care reform is facing yet another setback as the debate continues throughout the nation. On August 12, 2011, a federal appeals court in Atlanta found a ruling that the health insurance mandate is unconstitutional. This is found in the article “Obamacare Suffers Another Setback” by Robin Wulffson, MD, who reports on health [...]
Individual Health Insurance Mandate Debated
As most of us know by now, Obama’s health care reform plan involves a health insurance mandate where most Americans will be required by law to carry individual health insurance otherwise they will be subjected to a fine. This is a huge change from the way health care and health insurance has been handled in [...]
