Health Insurance Blog

As the economy struggles and health care costs rise, more and more employers are limiting or eliminating benefits through work according to the article “How Limited Benefit Plans Can Save You Money” by Chelan David found on sbonline.com.  Because of this the practice of offering small medical health plans is growing in popularity.

Limited benefit plans charge individuals as little as $50 per month for routine medical care.  They are designed to replace major medical coverage for those who cannot afford regular insurance.  Many companies offer such options such as Go Blue Florida.  Limited benefit plans have their pros and cons.  They are very inexpensive month to month but typically major medical costs are not covered.  Another con is that mental health care is not usually covered.

It’s important to weigh the pros and cons of going with the smaller plan like Go Blue Health Insurance, or the major plans through Blue Cross Blue Shield.  It depends on your health, lifestyle, dependents, age, and financial situation which plan will work best for you.

Blue Cross Blue Shield of Florida has an outstanding health program with many different facets.  Their research shows that health outcomes drastically improve when people take an active part in their health.  This is especially important when it comes to major illnesses.  BCBSFL offers a series of programs designed to help members handle their health in the long run.

Some of these valuable programs cover topics such as care coordination, voluntary pre-service coverage review, prenatal education, and chronic disease management for diabetes, asthma and congestive heart failure.  These programs are incredibly beneficial for those experiencing serious illness and need additional support to manage their condition effectively.

BCBSFL offers affordable options for members through programs such as Go Blue Florida and Blue Cross medicare supplements.  Their first priority is looking out for their members and ensuring positive experiences through their company.

The Blue Cross Blue Shield Association issued a statement on the US Department of Health and Human Services’ National Summit on Health Care Fraud held in January.

BCBS believes health care fraud is a serious crime and they commend Secretary Kathleen Sebelius and Attorney General Eric Holder for bringing the summit together.  They bring together private sector stakeholders, law enforcement, Medicare beneficiaries, health insurance companies, and other experts to help combat health care fraud.

Blue Cross Blue Shield companies across the country work together aggressively to discover fraud and educate consumers in an effort to protect them from fraud.  BCBS anti-fraud activities resulted in about $350 million in savings in 2008.  BCBS wants to protect all of their customers, from Medicare customers to Go Blue health insurance.  They continue to work with the Obama administration to fight against this very expensive crime which compromises an effective health care system.