Health Insurance Blog

Geisinger Health Plan recently released an update on the 2009 Influenza flu season.  This is found in the article “Influenza Update From Geisinger Health System: 900 Cases” by Dr. Lisa Esolen who is the director for Geisinger Health System Infection Control on Poconorecord.com.

They continue to see a steady increase in the number of flu cases with about 900 cases in the last 3 weeks at both of their Pennsylvania hospitals.  There have also been about 30 hospitalization cases.  Nationally, 46 states have reported widespread influenza cases.  Shipments of the H1N1 vaccine continue to be shipped but there are lower quantities than expected.  These are first being given to health care providers, schools, and hospitals throughout the state.  Currently, there are no public vaccination sites for the H1N1 vaccination since the vaccinations are not plentiful as of now.

Geisinger Health Insurance continues to receive shipments of the H1N1 vaccine, but in small amounts.  Most of the vaccines have been used for pregnant people as well as children.  Many organizations encourage pregnant women to get vaccinated since they are more likely to get severely sick from the flu virus.  It’s important to wash your hands regularly to help limit the spread of the flu. 

In November of 2008, we published a series of posts breaking down the US News and report’s rankings of commercial health plans. Similarly, below are their rankings of the top Medicare health plans for 2008 based on the same criteria (consumer assessment, prevention, treatment).

1. Preferred Care
2. Kaiser Foundation Health Plan of Southern California
3. Geisinger Health Plan
4. Blue Cross Blue Shield of Massachusetts
5. Security Health Plan of Wisconsin
6. Blue Cross Blue Shield of Rhode Island
7. Capital Health Plan
8. Kaiser Foundation Health Plan of Colorado
9. Capital District Physicians Health Plan
10. Tufts Associated HMO

More inforamtion about health plans for seniors, Medicare advantage plans, and traditional Medicare Supplement Plans.

When JD Power & Associates rated the top health plans in Pennsylvania, they also included Delaware in a region which included both Pennsylvania & Delaware.  However, of the eleven private health insurance companies that were included in the study and part of this region, eight of them where Pennsylvania health plans, and the three that weren’t exclusively Pennsylvania plans (Aetna, CIGNA, and UnitedHealthCare) did not factor into consideration among the top plans and were all rated as being below average in overall experience.

According to the study, the top health insurance plan in Pennsylvania was Highmark Blue Cross Blue Shield, which was also judged to be one of the best the nation has to offer.  Finishing a close second to Highmark BCBS, was another Highmark inc. company and Blue Cross Blue Shield Licensee Highmark Blue Shield.

Highmark BCBS serves health insurance customers in Western Pennsylvania, while Highmark Blue Shield serves Central PA.

Other Pennsylvania health plans that fared particularly well in the study include Capital BlueCross and Geisinger Health Plan, both were rated above average.

Jerry Lynott in the Times-Leader reports that Geisinger Health Plan has filed requests to increase its rates with the Pennsylvania Department of Insurance.

Geisinger wants to raise its rates by 5.5% for employers with less than 51 health care subscribers, and 7.1% for groups with more than 51 members. The rate increases will impact about 49,000 members with employer-sponsored health plans.

If the state doesn’t take some action by February 12, the rate increases will go into effect in April 1. (While that is April Fool’s Day, the Geisinger health insurance premium increases are, unfortunately, real.)

Geisinger is one of the largest providers of Pennsylvania health insurance.

(Photo credit: Nikki Spickard under CC 2.0)

Posting the top Pennsylvania Health Plans (as ranked by US News and World Report in Conjunction with NCQA) is the 6th state in the series here at healthinsurancesort.com.  Previous state rankings have been posted for the following midwestern states:  Ohio, Michigan, Indiana, Illinois, Wisconsin.

According to the 2008 rankings:  the top Pennsylvania health insurance plans were:

1. Geisinger Health Plan- The #5 ranked health plan nationally received outstanding scores on all measures (customer assessment, prevention, and treatment)
2. HealthAmerica Pennsylvania/HealthAssurance Pennsylvania - A Coventry HealthCare Company
3. UPMC Health Plans
4. Keystone Health Plan (Central)
5. Keystone Health Plan (West)
6. Capital Advantage Insurance Company
7. Keystone Health Plan East
8. CIGNA
9. Aetna Health
10. First Priority Health

Pennsylvania is a fragmented market for health insurers, with many insurers covering a service area focusing on a region within Pennsylvania.  Blue Cross Blue Shield has several different licensees that do business within the state including the three regional Keystone plans listed below.

US News and World Report recently released their health plan rankings for 2008, based on NCQA Data collection and analysis.  The 4th annual rankings provided via the collaboration between US News and the NCQA, aims to help health insurance shoppers select quality health plans.  Costs will likely always be one of the most if not the most important factor to shoppers when considering a health plan, but this report seeks to make factors such as preventing and treating illness, as well as customer service more transparent to health insurance shoppers.

The top 10 Commercial Plans according to their analysis were:

1. Harvard Pilgrim Health care
2. Tufts Associated HMO
3. Harvard Pilgrim Health care of New England
4. Grand Valley Health Plan
5. Geisinger Health Plan
6. Health New England
7. Anthem Blue Cross Blue Shield of Connecticut
8. Group Health Cooperative of South Central Wisconsin
9. Blue Cross Blue Shield of Massachusetts
10. CIGNA Healthcare of New Hampshire

126 health plans refused to furnish performance related data and were unable to be included in the analysis, the three largest of such plans were Blue Cross Blue Shield of Texas, Blue Cross Blue Shield of North Carolina, and Wellpath Select.

Check Back later for regional rankings that will be posted later in the week, as the US News national rankings seem to favor the New England region as a result of more stringent mandated benefits in that region of the country which skew results.