The Federal and State health insurance marketplaces that will begin enrolling individuals & families in health insurance plans beginning October of this year promise to provide more options than ever before. However, it will likely not be an easy process if you are not prepared. There are a handful of things you should research or [...]
Some states are getting way more federal funds than others to put towards customer assistance which could ultimately affect how many people get properly enrolled in health insurance under the new exchanges. Florida plans on spending about $6 million to reach about 4 million uninsured residents as they help them enroll for coverage in the [...]
One of the main aspects of the health insurance industry has been the fact that they avoid giving coverage to the riskiest applicants, typically ones with pre-existing conditions. While this makes business sense, it’s created a nation where millions of Americans struggle to find health insurance which can prevent them from falling into financial ruin. [...]
Health care reform is requiring that individual and small group health insurance plans sold on the state-based health insurance exchanges and on the private market offer dental coverage to children. This is in response to the fact that tooth decay currently ranks as the number 1 chronic disease among children. While this effort is commendable, [...]
A recent Commonwealth Fund report from this week compares health insurance costs from 2003 to 2011 and the results are concerning since it recognizes a trend that could cause costs to soar out of control if something isn’t done sooner than later. The Affordable Care Act has been put in place to help slow down [...]
The deadline for states to decide whether or not they were going to set up their own health insurance exchange was December 14th, and as of now 18 states have opted to create their own marketplace for purchasing health insurance policies. The US Health and Human Services Secretary, Kathleen Sebelius, posted Monday that these marketplaces [...]
Health care reform is setting up a tough situation when it comes to health care for the 11 million illegal immigrants throughout the nation. As more people become insured through the individual mandate, clinics and hospitals may become overwhelmed and start turning away people who cannot afford to pay. Unfortunately, this falls heavily on illegal [...]
Ohio lawmakers feel that the upcoming health insurance exchanges, encouraged through the Affordable Care Act, will need some regulations in place to direct the healthcare navigators which will be guiding small businesses and individuals through the exchanges. According to Kate Irby’s December 6th article “Ohio House OKs Regulations to Help Guide Businesses on Obamacare Insurance [...]
The Affordable Care Act has met a lot of opposition, especially as states choose whether or not they are setting up their own state-run exchange. The mandate says that all states and territories should establish their own health insurance exchange before January 1, 2014 or they will default to a federally run exchange program. It’s [...]
More and more employers, including Sears Holdings Corp, and Darden Restaurants, are giving employees the opportunity to purchase their own health insurance by giving them a fixed amount of money and empowering individuals to shop around for the best health insurance quotes. This approach is called defined contribution health insurance and is very different than [...]
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