Health care reform has a goal of making health insurance more affordable and easier to obtain for all Americans by 2014. With this time frame coming within a few years, many are questioning why personal health insurance for millions of Americans is actually increasing. According to the article “For Many Without Workplace Health Coverage, Premium Costs [...]
Archive for the ‘COBRA’ Category
NFL Lockout: Family Goes to Extremes to Ensure Health Insurance Coverage
The expiration of the NFL labor contract is upon us and a NFL lockout seems imminent. Players are being encouraged to apply for COBRA coverage to ensure they have individual health insurance protection during this lockout period. To avoid any complications, an unnamed NFL player’s wife was induced early to deliver their baby before the [...]
COBRA Subsidy Expires
The federal COBRA subsidy has ended as of June 1, 2010 for many who started receiving it when it was first made available back in March ’09. According to the article “COBRA Subsidy Expiration” found on insurance newsnet.com, research shows closely priced alternatives to the COBRA subsidy will be available. The parent company of eHealthInsurance [...]
COBRA Preserved in New Health Care Bill
According to the article “Health Law Preserves Cobra Plan” by Walecia Konrad on nytimes.com, the newest version of the health care reform bill leaves COBRA coverage the way it currently is formatted. Kathryn L. Bakich, a national health care compliance director for the Segal Company, a benefits consultant adds that the law may offer some [...]
Humana Health Insurance Information on Job Loss
On the Humana Health Insurance website there is some valuable information which provides people with information about insurance options for those who have lost their jobs. They recognize how stressful job loss can be and with it causes much confusion, especially when it comes to health insurance coverage. Some of the most common questions [...]
Cheaper Alternative to COBRA
For many American families, COBRA coverage is still too expensive even with the current COBRA subsidy which is temporarily in place. The COBRA subsidy program pays 65% of the monthly premiums for up to 15 months, but still can require a substantial monthly expense, as the average family of four still pays on average $389 [...]
Extension of COBRA Subsidy: More Time to Find Individual Health Insurance
According to the article “An Extended Subsidy for COBRA Health Coverage” by Kimberly Lankford on The Washington Post’s website, Congress has extended the COBRA Subsidy from 9 months to 15 months. This is great news for those whose subsidy was coming to an end, still unemployed and worrying about finding affordable individual health insurance. Last [...]
COBRA Benefits To Be Extended
Workers who lose their jobs and enroll in Government sponsored COBRA coverage will now be able to maintain that health insurance coverage indefinitely until they find replacement coverage ( as long as they continue to pay the monthly premiums). Previously health coverage via COBRA was only available for a maximum of 18 months after they [...]
Individual Health Insurance VS COBRA
The article “Individual Health Insurance Quotes Better Than COBRA” from TransWorldNews has some great information about choosing between individual health insurance and COBRA. If you have lost your health insurance through your employer because of cut backs or job loss then you have the choice to shop around for your own individual health insurance policy [...]
Individual Health Insurance for Recent Graduates
According to the article “Recent Graduates: In the Market for Health Insurance”, by Francesca Lunzer Kritz in The Los Angeles Times, recent college graduates should make obtaining individual health insurance a top priority. The author offers some great tips to the new graduate. Thoroughly read and understand your current health insurance coverage. Often your coverage [...]
