Health Insurance Blog

BlueEdge is a high-deductible health plan offered by Blue Cross Blue Shield of Illinois (BCBSIL) that can be combined to form an HSA. There are also BlueEdge plan options for employer groups that work in conjunction with health reimbursement arrangements.

BlueEdge also includes coverage for both preventative & wellness benefits.

Health savings accounts are effective ways to keep monthly premiums down, especially for individuals or families that are relatively healthy.

Health insurance rates for BlueEdge can be as low as $75/mo or for BlueChoice PPO as low as $58/mo.

More information about Illinois health insurance.

On BlueCross BlueShield of Illinois’ website they have details on a new Illinois health insurance law that went into effect on June 1st.  The Young Adult Dependent Coverage Law states that if you have dependents meeting certain criteria  you may be able to extend their coverage under your current health insurance policy.

Some eligibility requirements for non-military dependents include:

1. Must be under the age of 26
2. Unmarried
3. Do not have to be enrolled as a full time student

Some eligibility requirements for military veteran dependents:

1. Must be under the age of 30
2. Unmarried
3. Do not have to be enrolled as a full time student
4. Illinois resident
5. Must receive a discharge other than dishonorable

Dependent coverage change doesn’t apply to everyone.  Additional eligibility requirements may apply.  If you have questions contact BCBSIL if you are a member.  If you have coverage under your employer’s health plan, contact your group administrator.

BCBSIL has brought Availity network to its providers which gives instant information about BCBSIL members’ eligibility, benefits, status of claims as well as other functions.  This platform not only reduces costs but is expected to enhance patient care. 

This secure web portal was built and is operated by Florida based Availity, LLC and BCBSIL will be giving providers access at no additional cost.  Availity is designed to make sharing information in the future easier as well, to help improve efficiency and the quality of information transfers.