Blue Cross Blue Shield Medicare Supplemental Insurance is a very valuable type of coverage for those on Medicare. According to their website, medicare does not cover all health care costs so having additional coverage can save you a lot of money.
Medicare coverage generally consists of Part A, which takes care of hospital and nursing facility care coverage, and Part B, which covers physician costs and other health care expenses. Even with both of these coverages senior have to pay for other costs out of their own pocket. Some of these include deductibles, copays, and coinsurance. If someone doesn’t have Medicare supplement insurance, costs can be as high as $53,000 according to BCBS. That is often beyond affordable for many seniors living off of social security.
Private insurance companies, such as BCBS medicare supplements, offer extra protection to fill in the gaps for medical expenses. With health care reform still up for debate it’s hard to tell what will happen to seniors who are currently covered by Medicare and supplemental insurance. It’s extra important that seniors have affordable health care, because not only do they need it more, but many are on fixed incomes, so a large increase in costs could be devastating.
Blue Cross Blue Shield of Illinois (BCBSIL) is offering Blue Care Dental PPO to their existing individual health plan members. Through January 29, 2010 (approaching rapidly) existing members can add this dental coverage to their policies without having to answer any medical questions.
BCBSIL 
