Health Insurance Blog

According to the article “Geisinger Study Aims to Find Fun, Effective Way to Combat Pediatric Obesity” found of their website, childhood obesity in the US is on the rise.  With this comes a significant raise in the risk of type 2 diabetes.  This has motivated Geisinger Health Plan to do something about it.

Researchers at Geisinger Health System’s Henry Hood Center for Health Research and University of PA received a grant by the National Institute of Diabetes and Digestive and Kidney Diseases to look for creative ways to prevent as well as treat children ages 4-8 who are in the 85th percentile for weight or who have a higher BMI. 

Geisinger Health Insurance is taking on this initiative partly because The American Academy of Pediatrics report the prevalence of kids who are obese has doubled over the last 20 years.  According to the National Health and Nutrition Examination Survey, 31.9% of children and teens are overweight, and 16.3% are considered obese.  These statistics are staggering and shows that something must be done to curb these numbers.  Geisinger is heading in the right direction to take action and find ways to decrease obesity in this country.

SmartSense® health plans are a portfolio of affordable health plans for individuals offered by Anthem Blue Cross Blue Shield.

Monthly premiums for SmartSense can be less than $50 per month for an individual (single Male in Ohio, age 27)  if a high deductible ($10,000) is selected.  If a $2,500 deductible is chosen the monthly rate would be just over $60/mo.

Some of the highlights of SmartSense® include:

• A wide range of deductibles to choose from
• Access to a large network of doctors and hospitals
• No referrals or paper work needed
• Prescription drug benefits
• Online health support
• One of the most trusted names in health insurance

Just an example of high quality and affordable health insurance that can be found if you take a few minutes to shop around.  You can compare health insurance quotes right here at healthinsurancesort.com in less than 5 minutes.

Blue Cross Blue Shield of Texas gives some great information on Medicare Supplements on their website.  Having Texas health insurance or Medicare often isn’t enough to cover you in the case of medical treatment.

The article on BCBSTX’s website outlines a summary on medicare supplements.  As more people know, Medicare is a federally run program which helps older Americans and some disabled Americans cover the costs of health care.  Unfortunately, Medicare does not cover all medical costs and this is where supplement insurance can come in very handy. 

Even with full Medicare coverage many are still responsible for other health care charges such as hospital deductibles, copayments for hospital stays over 60 days, care in a skilled nursing facility after 20 days, and a portion of doctor bills or other medical expenses.  Medicare supplements fills in the gaps between what your health care costs and what Medicare is covering.  Medicare supplement insurance, by law, is standardized into 12 plans and can get complicated.  To learn more and see if you qualify, visit BCBSTX’s website.

As of November 9th, the alleged shooter in the Fort Hood massacre is conscious and talking according to the article “Alleged Ft. Hood shooter awake and talking at San Antonio hospital” by Jpost.com Staff.  The source was a spokesperson for Brooke Army Medical Center in San Antonio, TX.

The spokesperson also stated that Nidal Malik Hasan, the alleged shooter, is currently the one and only suspect in the shootings that occurred at the US Army base in Fort Hood and killed 13 people while wounding 29.  We was taken off the ventilator Saturday and has since regained his consciousness. 

He was taken down by a civilian police officer, Kimberly Munley, during the event.  Currently, his condition is stable and being taken care of by the San Antonio hospital. 

Learn more about San Antonio health insurance.

Residents living in Chicago suburbs pay on average 14.6% less on their health insurance rates according to the article “Health-care Insurance Cheaper in the Suburbs” by Sandra Guy on suntimes.com.  This may surprise many carrying Chicago health insurance.

Those living 15 to 25 miles from downtown Chicago pay 12-15% less on their health insurance premium and those living 25-40 miles outside the city pay 20-30% less.  This is according to data gathered by Norvax Inc.  They also found that people who live in the southern and western suburbs, which are generally considered blue collar, pay 24.5% less for Chicago health insurance.  Those who live in the northern areas pay 14.6% less.  The findings highlight the cost of health care in these various regions.

Health insurance quotes are definitely being affected by location, but the question is, is this fair?  Health insurance companies claim it’s a matter of risk-based pricing.  Astonishingly, 26.5% of Chiacgo residents do not carry health insurance according to the latest US Census Bureau report.  This may be a direct result of the insurance companies and the way they price their customers as well as regulations created by the state.

To recognize Veterans Day, State Farm Insurance is helping to say thank you to military members and their families according to the article found on reuters.com through PRNewswire sourced from State Farm.  State Farm, which offers State Farm health insurance, auto, and property insurance, will be donating $1 for every “thank you” sent on the newly launched website, ThanksforBeingThere.com.  The money will be donated to the Fisher House Foundation. 

The Fisher House Foundation is a military support organization which offers a helping hand to military families whose relatives are being treated at military or VA medical centers across the country as well as Germany.  They will be sending donations up to a total of $50,000. 

There are 43 Fisher Houses located on 18 military bases and 13 VA medical centers in the US.  Homes are operated by the Army, Navy, USAF, and the Department of Veterans Affairs.  Their main goal is to provide a home away from home for families struggling with a loved one who is injured or sick and seeking treatment.  In 2008, these homes saved military families over $12 million in lodging expenses, which is a huge relief, especially during these tough times. 

According to the article “Humana Profit Rises 65% Despite Commercial Falloff” by The Associated Press on the NYTimes.com, Humana One posted a significant profit because of an increase in membership and premiums from Medicare Advantage. 

Humana’s quarterly revenue increased by 8% as enrollment rose 11% from last year in its Medicare Advantage.  Enrollment in its plans sold to employers dropped by 7.6% from a year ago.  This contributed to a pretax loss in their commercial segment.  Many health insurance companies are suffering as employer-sponsored health coverage plans drop because of layoffs and companies going out of business.  In October, the 3 largest publicly traded health insurers, incliding United Health Group, WellPoint and Aetna, reported 3rd quarter results which were below expectations.

Humana says it spent approximately $5 million on swine flu related costs in the 3rd quarter.  The chief financial officer said the company expected a heavier swine flu season for the 4th quarter.  Now more than ever it’s crucial to ensure you have proper health insurance coverage.  You can get Humana insurance quotes online to see if you can save some money and get insured.

Go Blue Florida has helped many Florida residents find affordable health insurance.  At blueadvocacy.org you can learn a bit more about the program.  This product, which was designed to provide affordable access to health care, makes health insurance simpler for people in Florida.

Go Blue health insurance provides easier access to doctor visits, preventative dental care, and pharmacy services at competitive premiums.  Prices can be as low as $26/mos for a 25 year old.  Members have access to the Florida PPO network and protection against balance billing, which can be a huge relief for many.  Another excellent benefit is that no applicants are denied enrollment. 

Some other health care needs that are covered include prescription drugs, dental care and lab services.  They reimburse up to $50 toward each visit for qualified services.  As long as members pay their monthly premium they can receive benefits indefinitely.  This is a unique approach to ensuring more Florida residents are insured.  With the economy struggling and health care up for a possible major reform, it’s definitely good information to have. 

Dallas County will lead the state of Texas in the percent of kids without insurance according to the article “Dallas County Leads State In Uninsured Children” by Jason Roberson on dallasnews.com.  The rate of uninsured children in Dallas County is about triple the national average based on the report released by The Children’s Medical Center Dallas.

This is a statistic that is very upsetting for residents.  More than half of the 730,000 kids in Dallas County do not have full access to preventative health care.  The report, called “Beyond ABC: Growing Up in Dallas County”, uses state demographic data from 1998-2008 to research the well-being of resident children.

Dallas health insurance isn’t necessarily difficult to find, but families are having difficulty affording rising premiums.  Children’s and other hospitals support the initiative to get all children insured because it places them in the care of a regular doctor and eliminates expensive visits to the emergency room.  This can prevent the mounting of debt for hospitals.  31% of Dallas County children will be uninsured by 2010 unless something is done. 

A prediction has been made by the president of the American Hospital Association in San Antonio last Wednesday according to the article “Hospital Leader Sees Health Care Bill Passing” by Don Finley on mysanantonio.com.  The president, Richard Umbdenstock, believes some sort of health reform bill will pass before Congress leaves for the December holiday. 

This could mean big changes for San Antonio health insurance.  The bill that passes will not be perfect but it will bring some value.  Umbdenstock noted that half of US hospitals are losing money and 25% are breaking even.  These groups are concerned about a government run plan taking over as they may lose even more money.  Back in June, hospitals agreed to give up about $155 billion in federal payments over the next ten years.  In return for this loss, a plan would be put in place to ensure 94% of US residents would have health insurance.  This would reduce their losses from the uninsured by about $171 billion.

A few weeks ago the health insurance industry released a report stating that the Senate bill would increase premiums for people with private insurance.  They did agree to change the ways in which they conduct business such as covering people with pre-existing conditions in return for the requirement that everyone must purchase health insurance.