By now we all know that the State and Federal Marketplaces offering a side-by-side comparison environment are set to go live October 1st of this year as part of The Patient Protection and Affordable Care Act (PPACA) — better known as Obamacare. These public marketplaces break down as follows. 1. 16 state based marketplaces (+ [...]
The Federal and State health insurance marketplaces that will begin enrolling individuals & families in health insurance plans beginning October of this year promise to provide more options than ever before. However, it will likely not be an easy process if you are not prepared. There are a handful of things you should research or [...]
Some states are getting way more federal funds than others to put towards customer assistance which could ultimately affect how many people get properly enrolled in health insurance under the new exchanges. Florida plans on spending about $6 million to reach about 4 million uninsured residents as they help them enroll for coverage in the [...]
Earlier this month, the Obama administration scrapped plans to cut by 2.2% the rates paid to health insurance companies that are taking part in the Medicare Advantage program. There were many people who opposed the cuts including over 100 members of Congress and the health insurance companies themselves. Insurers put together a convincing campaign to [...]
It was the broken leg heard throughout the stadium. Kevin Ware brutally broke his leg while playing basketball for the University of Louisville in a big NCAA Tournament game last week. As he was rushed to the hospital there was already a debate stirring about the treatment of unpaid college students who generate millions of [...]
The Centers for Medicare and Medicaid services has released a useful video to help consumers navigate through The Health Insurance Marketplace that the government is setting up in response to health care reform. It walks you through the application process and gives a detailed example for a family of three using the online single streamlined [...]
According to the news release on Insurance.WA.gov, individual health plan enrollment for children starts March 15th and goes through April 30th in the state of Washington. Insurance Commissioner, Mike Kreidler, urges residents to apply early if they are looking to add their children onto their family plan. The open enrollment periods are for all health [...]
One of the main aspects of the health insurance industry has been the fact that they avoid giving coverage to the riskiest applicants, typically ones with pre-existing conditions. While this makes business sense, it’s created a nation where millions of Americans struggle to find health insurance which can prevent them from falling into financial ruin. [...]
Health care reform is requiring that individual and small group health insurance plans sold on the state-based health insurance exchanges and on the private market offer dental coverage to children. This is in response to the fact that tooth decay currently ranks as the number 1 chronic disease among children. While this effort is commendable, [...]
More and more Americans are finding the cost of health insurance to be overwhelming, especially when it comes to their prescription drug coverage. When money gets tight, individuals often let health expenses go and find themselves with no coverage at all, which obviously is a bad idea. Some people rely on prescription drugs for their [...]
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