According to the news release on Insurance.WA.gov, individual health plan enrollment for children starts March 15th and goes through April 30th in the state of Washington. Insurance Commissioner, Mike Kreidler, urges residents to apply early if they are looking to add their children onto their family plan.
The open enrollment periods are for all health plans in the individual market throughout the state for individuals who do not receive coverage through their employer. Health care reform makes sure children with pre-existing conditions cannot be denied coverage but the open enrollment period allows children under the age 19 to get coverage quickly without filling out a questionnaire. Residents can apply for a health care plan through the Washington State Health Insurance Pool.
There are some exceptions where you can apply for individual coverage for children anytime such as the birth or adoption of a child. Some other exceptions include if your child is no longer eligible for a state plan, if you lose coverage due to divorce, if you lose employer-sponsored health insurance, including COBRA, or if you move and your plan is not available in your new area.
Beginning in the fall, Washington residents will have two options for buying a health plan for children. From September 15th through October 31st, individuals can buy a plan that is offered outside of the new Health Benefit Exchange called the Washington HealthPlanFinder.
Written by Sam Tabes
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Tags: children's health insurance, COBRA, health care reform, washington health insurance