The Affordable Care Act ensures new required preventative health services for women, and as of August 1, 2012, about 47 million women will have access to additional preventative services without paying more at their doctor’s office for policies renewing on or after this date.
Under health care reform, many private health insurance plans also must cover regular well-baby and well-child visits without cost sharing. The new law places a focus on preventative care for all members of the family. With women often being the primary decision maker when it comes to health, emphasis on preventative care for them specifically makes sense.
Women are more likely to need preventative care services, but are less likely able to pay according to HealthCare.gov. The Commonwealth Fund completed a study in 2009 that showed over half of women delayed or avoided health care because of the cost. Hopefully these new requirements under the Affordable Care Act can change these statistics.
Some of the new required preventative care services include well visits for women, HPV testing, gestational diabetes screening, sexually transmitted infection counseling, contraception counseling, breastfeeding support, breastfeeding supplies and domestic violence screening.
These important tests are made a priority under health care reform which goes to show how important it is to the administration. The rules which govern coverage of preventative services allow health plans to use reasonable medical management to define the nature of included services. Plans will aim to keep flexible options to control consumer costs and encourage the efficient workings of the health care system.
These requirements give Americans access to many of the services that are already available to the women in Congress and they are closely associated with the list of preventative services recommended by the National Business Group on Health. Many private employers and health insurers already offer these services, but now there will be more mainstream access to preventative care.
Written by Sam Tabes
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Tags: affordable care act, health care reform, maternity coverage, required preventative services for women, women's health insurance