The Medicare Special Enrollment Period (SEP) is essentially an exemption that allows seniors who meet certain circumstantial events to make Medicare Advantage plan purchases outside of the annual open enrollment period. Qualifying circumstances include:
- Seniors with a change in there permanent address
- Seniors who enter or leave a nursing home
- Seniors who are eligible for both Medicare and Medicaid, who lose cost sharing assistance provided by Medicaid
- Seniors eligible for low-income subsidy
- Senior who lost credible Rx coverage
- Seniors dis-enrolling from employer sponsored health plan
If you meet any of the criteria listed above and missed the open enrollment period. It isn’t too late to find a plan
