Individual and Family Health Plans
A recent report released by eHealthinsurance.com illustrates the relative affordability of individual health insurance plans across numerous dimensions, as well as a breakdown of what types of individual health insurance policies have been purchased most frequently.
Some of the findings in the report include:
- The average monthly premium for an individual health insurance policy was $161 ($383 when insuring a family)
- Half of individual health insurance policyholders paid $132 per month or less, when purchasing coverage just for themselves.
- Iowa laid claim to the most affordable health insurance in the country with avg. monthly premiums of $103 for insuring an individual, New York was the most expensive at $339 per month.
- 16% of individual health plans purchased were HSA eligible plans with high deductibles.
- nearly 90% of individual health plans purchased included prescription drug coverage.
- about a quarter of policies had maternity benefits.
