Individual Health Insurance Up for Debate
Beth Fouhy from the Associated Press wrote a very interesting article entitled “People playing the odds on health care over costs” found on google.com. The article discusses a group of people unsupportive of President Obama’s ideal that everyone should be required to have individual health insurance coverage.
It’s not known exactly how many of the 50 million uninsured Americans forego insurance voluntarily, but research from the Kaiser Family Foundation shows that most of the uninsured are young, healthy adults, who are self employed or in low wage positions that do not offer health insurance and do not pay enough for employees to afford individual health insurance.
But it is known that some people in this group of uninsured do choose to not carry health insurance because they pay far less for health care than they would in monthly premiums. Plus it’s possible insurance wouldn’t cover all of their medical needs even if they did pay the expensive premiums. Under one of Congress’s proposed plans, people who opt out of carrying health insurance may have to pay a penalty. It will be a balancing act for the people choosing to not carry health insurance if this plan does become law.
