Michigan’s largest health insurance company, Blue Cross Blue Shield of Michigan (BCBSM), is making changes to their individual health insurance portfolio, which in some cases will cost Michigan residents as much as $600 per month while also having to pay higher out of pocket costs.

In the end of last month, BCBSM closed some of their old individual health plans to new members including Blue Value and Care Blue. The new Michigan health insurance plans offered by BCBSM include:  Individual Care Blue Plus, and Flexible Blue II.  In addition, previously offered plans: Young Blue Adult PPO, Option A, and Option C will remain open to new members.

BCBSM appointed insurance agents are unhappy about the product changes as they believe that the pricing will make it much more difficult for them to sell the health plans.  In addition, the commission structure has been revised for the new plans which will compensate them less for enrolling members with severe medical conditions.