Need Health Insurance?
In today’s economy many individuals and families are losing their health insurance coverage for a variety of reasons, including job loss. There are many viable options for the uninsured, and if you have been unfortunate enough to be in that situation you should explore these options and obtain coverage.
Individual Health Insurance - The best option for individuals without access to employer sponsored coverage. some states off this coverage to people regardless of health status.
High-Risk Pools - For people who can’t qualify for health insurance coverage due to medical conditions. High risk pools exist in morethan 30 states.
COBRA - Allows individuals and families to continue their job based health coverage for up to 18-36 months should they be become unemployed. Previous employer must have 20 employees or more, in order to be eligible.
State Continuation Plans - are available in some states which provide similar coverage to people who were employed by small companies (<20 employees) but lost their jobs.
Other options that may be available in various states under certain circumstances to uninsured individuals include: HIPAA-Eligible, Conversion Plans, TAA Tax Credits, and Prescription Assistance Plans.
