Archive for September, 2008

Rhode Island Health Insurance Round Table

Posted on: September 29th, 2008 by JPAL No Comments

America’s Health Insurance Plans (AHIP) is holding roundtable discusssions across the country as part of their Campaign for an American Solution.  More information about this nationwide campaign can be found at www.americanhealthsolution.org Providence Rhode Island was their seventh and most recent stop on the tour.  Previous tour stops included Columbus, Detroit, Denver, Salt Lake City, [...]

High-Deductible Health Plans For Wisconsin Residents

Posted on: September 29th, 2008 by JPAL No Comments

Members of Wisconsin’s Health Insurance Risk Sharing Plan (HIRSP) will experience either no rate increase or a single-digit increase to their health insurance rates in 2009 as a result of changes made to the plan, such as offering high-deductible health plan options. Founded almost 30 years ago (1979), HIRSP has been Wisconsin’s health insurer of [...]

Tennessee Health Insurance For Unemployed

Posted on: September 25th, 2008 by JPAL No Comments

Tennessee residents who are between jobs can now purchase health insurance coverage through CoverTN.  A new category within CoverTN called Tennesseans Between Jobs, provides Tennessee health insurance coverage to individuals who have worked at least one 20 hour week in the last six months while earning less than $43,000annually. Tennesseans Between Jobs is also open [...]

Blue Cross Blue Shield of Minnesota – SureBlue

Posted on: September 24th, 2008 by JPAL No Comments

Blue Cross Blue Shield of Minnesota (BCBSMN) announce the launch of SureBlue a new health insurance offering for small businesses in Minnesota that removes uncertainty from health care expenses while offering a comprehensive health care solution. SureBlue designed for employer-groups with between 51 and 249 employees builds a three year health insurance rate guarantee into [...]

Obama Rips McCain over Health Insurance

Posted on: September 24th, 2008 by JPAL No Comments

Barack Obama recently ripped into McCain over an article that the Republican presidential candidate wrote about the health insurance marketplace in a periodical called Contingencies. McCain cited the need to increase competition in the health insurance market to expand coverage and reduce health care costs. McCain wrote, “Opening up the health insurance market to more [...]

Aetna and Rescinded Health Insurance Policies

Posted on: September 23rd, 2008 by JPAL No Comments

Members of health plans across the country have loudly voiced their complaints when their health insurance company has rescinded their health insurance coverage after a serious illness.  Typically, a policy is rescinded when an insurer determines that the member lied or omitted key information when submitting their enrollment application In response to this consumer backlash, [...]

eHealth Launches New Website

Posted on: September 22nd, 2008 by JPAL No Comments

eHealthinsurance has launched an educational website (www.cobralearning.com) designed to help consumers learn more about COBRA, as well as COBRA alternatives. eHealthinsurance recently undertook a national survey which opened up their eyes as to how uninformed the Amercian public is about both COBRA and individual health insurance options.  The findings of the survey were so profound [...]

Ohio Health Insurance Rates Rising Fast

Posted on: September 19th, 2008 by JPAL No Comments

In article written by Joan Mazzolini of the Cleveland Plain Dealer, Ohio health insurance rates have increased 9 times faster than the rate at which wages have risen. From 2000 through 2007 the average cost to insure a family in Ohio through employer sponsored health coverage increased over 80% while wages rose less than 9% [...]

Health Insurance Rates Impacted by State Mandates

Posted on: September 18th, 2008 by JPAL No Comments

Recent studies have shown that state health insurance mandates such as guaranteed issue, community rating and specific benefit mandates have made rate variances between different states extreme, and in the process reduced competition. The federal McCarran-Ferguson Act was enacted to allow states to set their own requirements as to what and whom health insurance companies [...]

Whose Health Care Reform Plan is Better?

Posted on: September 17th, 2008 by JPAL No Comments

According to many health care policy experts neither presidential candidate is proposing a health care plan that contains workable solutions to the countries most serious health care issues. The knock on Senator McCain’s proposed health care plan is that it will not help to reduce the number of uninsured Americans in this country: Eliminating the [...]