Florida Health Insurance Companies Challenge Proposed Rule
According to the Kaiser Daily Health Report, a proposed rule that would standardize the application and medical questions that are used for small businesses (2 to 50 employees) is being challenged by two United Health Care Group companies (UHC).
The objective of the proposed rule is to close the Florida health insurance price gap between small businesses that can submit group applications and other smaller companies with fewer employees that are required to submit the medical histories of their employees.
The UHC companies are challenging the new rule on the grounds that the Florida Office of Insurance Regulation does not have the authority to require such a change. In the absence of the rule, Florida health plans would be able to charge small businesses up to 15% more than rates that are filed with the state based on the medical histories that are submitted for each employee
