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Most Affordable Cities for Health Insurance
courtesy of eHealthinsurance
eHealthInsurance ranked the affordability
of family health
insurance options in the nation’s 50 largest cities,
as defined by the U.S. Census Bureau. The
health insurance plans
reviewed are the least expensive option available in each
city for a non-smoking family of four,
including two parents (ages 35 and 37) and two children
(ages 9 and 11). Each plan includes an annual deductible
of no more than $2,000 in addition to 20% coinsurance (the
amount the policyholder pays for medical services once the
deductible is met) Additionally, each health insurance
plan reviewed had a maximum per-family out-of-pocket cost
of between $4,000 and $10,000 per year.
The survey research for the report was
done the week of September 13, 2004, examining 4,000 health
insurance plans from 140 health
insurance companies in the 50 largest cities in America.
|
Rank
|
City
|
Monthly Premium
(Family of 4)
|
Cost per Family Member
|
|
1
|
|
|
|
|
2
|
Long Beach, CA
|
|
|
|
3
|
|
|
|
|
4
(Tie) |
|
|
|
|
4
(Tie) |
Mesa, AZ
|
|
|
|
5
(Tie) |
|
|
|
|
5
(Tie) |
|
|
|
|
5
(Tie) |
Oakland
|
|
|
|
5
(Tie) |
Fresno, CA
|
|
|
|
5
(Tie) |
Sacramento, CA
|
|
|
|
6
|
Omaha, NE
|
|
|
|
7
|
|
|
|
|
8
|
|
|
|
|
9
|
|
|
|
|
10
|
|
|
|
|
|
|
|